Company Analysis
Sign in

Abacus Global Management, Inc. (ABX)

NYSE: ABX · Investment Advice · Orlando, FL · filing with the SEC since 2020
Full chart Alerts Compare
Grade4.9
◀ Past 5.3● Present 3.7▶ Future 6.1
1 est.
OverviewBusinessFinancialsGradeForecastSentimentOwnershipPeopleFilingsPatents Chart

The grade of Abacus Global Management, Inc.

Nine metrics read from its own filings, by tense
Headline grade
4.9/10
◀ Past5.330% of the headline
● Present3.740% of the headline
▶ Future6.130% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

5.3/1030% of the headline grade · 3 of 3 filed

Surviving crises

as filed
0.7/10

Has it survived what it has been through?

24 warning events since 2020; the latest 2026-03-18.

weight 22% of this tense · 7th percentile among 48 sector filers · read for itself

From the record

Abacus Global Management, Inc.'s filings since 2020 show 24 warning events of 4 kinds: a notice about its exchange listing (8-K item 3.01, 11 times, the latest 2025-12-29); a warning not to rely on past financial statements (8-K item 4.02, 2 times, the latest 2021-11-16); an auditor change (8-K item 4.01, 2 times, the latest 2026-03-18); a late-report notice (Form NT 10-K or NT 10-Q, 9 times, the latest 2023-05-16) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
7.8/10

What has it actually done, year after year?

+73.9% a year over 4 filed years; profitable in 3 of 4.

weight 45% of this tense · 78th percentile among 42 sector filers · read for its customers

From the record

Abacus Global Management, Inc.'s 4 filed years say what it did: revenue went from $45 million in fiscal 2022 to $235 million in fiscal 2025, up 73.9% a year; it rose in 3 of 3 years; it never fell from a peak; net income was positive in 3 of 4 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span73.9%top 1% of its family
  • the share of years revenue rosetop 7% of its family
  • the share of filed years with a profitbottom 26% of its family
  • the deepest fall from a revenue peak0.0%top 7% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
5.0/10

How has it treated the people who own it?

Share count grew 25.4% a year. 100% of cash flow returned. Insiders: 20 sales, 0 purchases.

weight 33% of this tense · 50th percentile among 36 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Abacus Global Management, Inc.'s diluted share count grew about 25.4% a year, and dividends and buybacks returned about 100% of its net income over 3 years (its filed statements). Its officers and directors filed 20 sales (12 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-04 (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 14% of its family
  • cash returned against operating cash flowtop 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

3.7/1040% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
4.1/10

Is it financially healthy right now?

ROE 9%: 9¢ of profit per shareholder dollar. Leverage 54%: owes 54¢ per asset dollar.

weight 22% of this tense · 41st percentile among 44 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Abacus Global Management, Inc. earned about 9 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 23 cents per dollar of everything the company owns. Leverage: it owed about 54 cents per dollar of assets, and net share issuance: its share count grew 40.2% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 40% of its family
  • return on equitybottom 35% of its family
  • gross profit against assetstop 42% of its family
  • the share count against the year beforebottom 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
5.7/10

How strong is its position in its industry?

top 43% of 43 in its family; net margin 15.5%.

weight 45% of this tense · 57th percentile among 43 sector filers · read for its customers

From the record

Abacus Global Management, Inc.'s standing among 43 graded names in its industry family: revenue of $235 million in fiscal 2025 ranks in the bottom 23% by size; a net margin of 15.5% ranks in the bottom 48%; revenue growth of 73.9% a year over the last 3 filed years ranks in the top 1% (its annual reports).

What it rests on

  • revenue against the family$235Mbottom 23% of its family
  • net margin15.5%bottom 48% of its family
  • three-year revenue growth73.9%top 1% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
0.6/10

What are the people in charge doing?

SI estimate 0.6/10, confidence 35 of 100 (one part).

weight 33% of this tense · 6th percentile among 42 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 6% of 42 in its family; the record of its people begins on 2023-07-10 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 3.3 years and cannot see past it; a floor under five years is not read as years in charge.
What the record cannot read
The record of its people begins on 2023-07-10 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 3.3 years and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
one part: officer and director changes on Form 8-K, against the people in charge, the one part on file, ranked among 42 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Abacus Global Management, Inc.'s leadership is put at 0.6 of 10 with a confidence of 35 of 100, because read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 6% of 42 in its family; the record of its people begins on 2023-07-10 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 3.3 years and cannot see past it; a floor under five years is not read as years in charge. A filing that carries the missing parts replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

6.1/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
3.7/10

How much room does it have to grow?

bottom 37% of 42 in its family for room to expand.

weight 33% of this tense · 37th percentile among 42 sector filers · read for itself

From the record

Abacus Global Management, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $38 million against debt of $406 million leaves -40.8% of its assets as net cash, bottom 3% of its family; cash from operations less capital spending is -11.3% of revenue (bottom 15%); a gross margin of 87.7% (top 8%) (its annual report).

What it rests on

  • cash less debt against assets-40.8%bottom 3% of its family
  • cash from operations less capital spending against revenue-11.3%bottom 15% of its family
  • gross margin87.7%top 8% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
7.8/10

What could actually drive growth from here?

top 22% of 41 in its family for growth drivers.

weight 33% of this tense · 78th percentile among 41 sector filers · read for its customers

From the record

Abacus Global Management, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 73.9% a year over the last three filed years against 73.9% over all 4, speeding up (top 43% of its family); the newest year grew 110.3% (top 1%) (its annual reports). Abacus Global Management, Inc. reported 3 lines of business in fiscal 2025: Life Solutions at $201 million, Asset Management at $34 million, Technology Services at $717 thousand. 3 of 3 grew in the latest filed year, and the largest line is 85% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span+0.0 points a yeartop 43% of its family
  • the newest year's revenue growth110.3%top 1% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
6.7/10

Did its newest year beat what its own record pointed to?

top 33% of 41 in its family for expectations against reality.

weight 33% of this tense · 67th percentile among 41 sector filers · read for its shareholders

From the record

Abacus Global Management, Inc.'s newest year against its own record: revenue of $235 million in fiscal 2025 came in 32.9% above the $177 million its prior three years' pace pointed to (top 9% of its family); net income of $37 million against a prior three-year average of $6 million (top 2%); a net margin of 15.5% against 21.3% before (bottom 13%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace32.9%top 9% of its family
  • net income against the prior three years' averagefive times its prior average or moretop 2% of its family
  • net margin against its prior average-5.7 pointsbottom 13% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ABX · research, not advice