Company Analysis

ACRES Commercial Realty Corp. (ACR)

ACR · Real Estate Investment Trusts · Uniondale, NY · filing with the SEC since 2005
Grade3.4
◀ Past 3.1● Present 4.0▶ Future 2.8

The grade of ACRES Commercial Realty Corp.

Nine metrics read from its own filings, by tense
Headline grade
3.4/10
◀ Past3.125% of the headline
● Present4.045% of the headline
▶ Future2.830% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

3.1/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
1.6/10

Has it survived what it has been through?

5 warning events since 2017; the latest 2026-04-30.

weight 45% of this tense · 16th percentile among 174 sector filers · read for itself

From the record

ACRES Commercial Realty Corp.'s filings since 2017 show 5 warning events of 2 kinds: a debt default or acceleration notice (8-K item 2.04, 2 times, the latest 2020-03-31); an auditor change (8-K item 4.01, 3 times, the latest 2026-04-30) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
2.6/10

What has it actually done, year after year?

+2.7% a year over 10 filed years; profitable in 7 of 10.

weight 33% of this tense · 26th percentile among 156 sector filers · read for its customers

From the record

ACRES Commercial Realty Corp.'s 10 filed years say what it did: revenue went from $63 million in fiscal 2016 to $80 million in fiscal 2025, up 2.7% a year; it rose in 4 of 9 years; the deepest fall was 30% from fiscal 2016 to fiscal 2017; net income was positive in 7 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span2.7%bottom 31% of its family
  • the share of years revenue rosebottom 8% of its family
  • the share of filed years with a profitbottom 32% of its family
  • the deepest fall from a revenue peak30.3%bottom 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
6.8/10

How has it treated the people who own it?

Share count shrank 5.6% a year. 54% of cash flow returned. Insiders: 1 sales, 0 purchases.

weight 22% of this tense · 68th percentile among 156 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, ACRES Commercial Realty Corp.'s diluted share count shrank about 5.6% a year, and dividends and buybacks returned about 54% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 2% of its family
  • cash returned against operating cash flowbottom 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.0/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
5.0/10

Is it financially healthy right now?

ROE 0%: 0¢ of profit per shareholder dollar. Leverage 81%: owes 81¢ per asset dollar.

weight 45% of this tense · 50th percentile among 171 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, ACRES Commercial Realty Corp. earned about 0 cents of profit for every dollar of shareholders' money. Leverage: it owed about 81 cents per dollar of assets, and net share issuance: its share count shrank 6.5% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 26% of its family
  • return on equitybottom 27% of its family
  • the share count against the year beforetop 2% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
2.5/10

How strong is its position in its industry?

bottom 25% of 157 in its family; net margin 0.3%.

weight 33% of this tense · 25th percentile among 157 sector filers · read for its customers

From the record

ACRES Commercial Realty Corp.'s standing among 157 graded names in its industry family: revenue of $80 million in fiscal 2025 ranks in the bottom 13% by size; a net margin of 0.3% ranks in the bottom 29%; revenue growth of 2.1% a year over the last 3 filed years ranks in the bottom 34% (its annual reports).

What it rests on

  • revenue against the family$79.9Mbottom 13% of its family
  • net margin0.3%bottom 29% of its family
  • three-year revenue growth2.1%bottom 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
4.0/10

What are the people in charge doing?

bottom 40% of 160 in its family for leadership.

weight 22% of this tense · 40th percentile among 160 sector filers · read for its shareholders

From the record

ACRES Commercial Realty Corp.'s leadership, from its insiders' filings and its current reports: no one files under a chief executive's title, so that part is not read; the 15 officers and directors filing in the last fifteen months have been on the record a median of 6.3 years (bottom 28%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 15 people in charge now (top 47%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge5 in three years among 15 peopletop 47% of its family
  • the median years the people in charge have filed6.3 yearsbottom 28% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

2.8/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
1.2/10

How much room does it have to grow?

bottom 12% of 146 in its family for room to expand.

weight 22% of this tense · 12th percentile among 146 sector filers · read for itself

From the record

ACRES Commercial Realty Corp.'s room to grow, from the newest filed statements (fiscal 2025): cash of $84 million against debt of $1.6 billion leaves -67.8% of its assets as net cash, bottom 9% of its family; cash from operations less capital spending is 5.1% of revenue (bottom 15%) (its annual report).

What it rests on

  • cash less debt against assets-67.8%bottom 9% of its family
  • cash from operations less capital spending against revenue5.1%bottom 15% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.9/10

What could actually drive growth from here?

bottom 38% of 153 in its family for growth drivers.

weight 33% of this tense · 38th percentile among 153 sector filers · read for its customers

From the record

ACRES Commercial Realty Corp.'s growth drivers, from the filed years to fiscal 2025: revenue grew 2.1% a year over the last three filed years against 2.7% over all 10, slowing (top 45% of its family); the newest year grew -4.2% (bottom 22%) (its annual reports). ACRES Commercial Realty Corp. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span-0.7 points a yeartop 45% of its family
  • the newest year's revenue growth-4.2%bottom 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
2.8/10

Did its newest year beat what its own record pointed to?

bottom 28% of 150 in its family for expectations against reality.

weight 45% of this tense · 28th percentile among 150 sector filers · read for its shareholders

From the record

ACRES Commercial Realty Corp.'s newest year against its own record: revenue of $80 million in fiscal 2025 came in 9.1% below the $88 million its prior three years' pace pointed to (bottom 23% of its family); net income of $239 thousand against a prior three-year average of $1 million (bottom 15%); a net margin of 0.3% against 0.8% before (bottom 46%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-9.1%bottom 23% of its family
  • net income against the prior three years' average-78%bottom 15% of its family
  • net margin against its prior average-0.5 pointsbottom 46% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ACR · research, not advice