Company Analysis

ACV Auctions Inc. (ACVA)

NYSE: ACVA · Services-Business Services, NEC · Buffalo, NY · filing with the SEC since 2015
Grade4.9
◀ Past 4.2● Present 4.6▶ Future 5.7

The grade of ACV Auctions Inc.

Nine metrics read from its own filings, by tense
Headline grade
4.9/10
◀ Past4.225% of the headline
● Present4.635% of the headline
▶ Future5.740% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

4.2/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
2.2/10

Has it survived what it has been through?

1 warning event since 2017; the latest 2026-10-19.

weight 22% of this tense · 22nd percentile among 105 sector filers · read for itself

From the record

ACV Auctions Inc.'s filings since 2017 show 1 warning event: a notice about its exchange listing (8-K item 3.01, the latest 2026-10-19) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.5/10

What has it actually done, year after year?

+38.7% a year over 7 filed years; profitable in 0 of 7.

weight 45% of this tense · 65th percentile among 99 sector filers · read for its customers

From the record

ACV Auctions Inc.'s 7 filed years say what it did: revenue went from $107 million in fiscal 2019 to $760 million in fiscal 2025, up 38.7% a year; it rose in 6 of 6 years; it never fell from a peak; net income was positive in 0 of 7 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span38.7%top 13% of its family
  • the share of years revenue rosetop 18% of its family
  • the share of filed years with a profitbottom 9% of its family
  • the deepest fall from a revenue peak0.0%top 18% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
2.3/10

How has it treated the people who own it?

Share count grew 2.8% a year. 0% of cash flow returned. Insiders: 3 sales, 9 purchases.

weight 33% of this tense · 23rd percentile among 70 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, ACV Auctions Inc.'s diluted share count grew about 2.8% a year, and dividends and buybacks returned about 0% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 3 sales (3 under scheduled 10b5-1 plans) and 9 purchases of their own stock on the open market in the year to 2026-10-19, buying about $7 million (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 36% of its family
  • cash returned against operating cash flowbottom 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.6/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
3.4/10

Is it financially healthy right now?

ROE -15%: lost 15¢ per shareholder dollar. Leverage 60%: owes 60¢ per asset dollar.

weight 33% of this tense · 34th percentile among 98 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, ACV Auctions Inc. lost about 15 cents for every dollar of shareholders' money. Leverage: it owed about 60 cents per dollar of assets, and net share issuance: its share count grew 3.5% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 47% of its family
  • return on equitybottom 25% of its family
  • the share count against the year beforebottom 30% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
4.9/10

How strong is its position in its industry?

bottom 49% of 101 in its family; net margin -8.7%.

weight 45% of this tense · 49th percentile among 101 sector filers · read for its customers

From the record

ACV Auctions Inc.'s standing among 101 graded names in its industry family: revenue of $760 million in fiscal 2025 ranks in the bottom 41% by size; a net margin of -8.7% ranks in the bottom 28%; revenue growth of 21.7% a year over the last 3 filed years ranks in the top 23% (its annual reports).

What it rests on

  • revenue against the family$760Mbottom 41% of its family
  • net margin-8.7%bottom 28% of its family
  • three-year revenue growth21.7%top 23% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
6.1/10

What are the people in charge doing?

top 39% of 65 in its family for leadership; chief executive since 2021.

weight 22% of this tense · 61st percentile among 65 sector filers · read for its shareholders

From the record

ACV Auctions Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Chamoun, George (Chief Executive Officer, as filed), filing under that title since 2021-03-23, 5.6 years (top 41% of its family); the 14 officers and directors filing in the last fifteen months have been on the record a median of 5.6 years (top 49%); 4 officer or director changes were reported on Form 8-K since 2023-11-13, against the 14 people in charge now (top 27%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge4 in three years among 14 peopletop 27% of its family
  • the median years the people in charge have filed5.6 yearstop 49% of its family
  • the chief executive's years on the record5.6 yearstop 41% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.7/1040% of the headline grade · 3 of 3 filed

Room to expand

as filed
6.2/10

How much room does it have to grow?

top 38% of 99 in its family for room to expand.

weight 33% of this tense · 62nd percentile among 99 sector filers · read for itself

From the record

ACV Auctions Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $271 million against no long-term debt tagged leaves 25% of its assets as net cash, top 21% of its family; cash from operations less capital spending is 9.1% of revenue (bottom 46%) (its annual report).

What it rests on

  • cash less debt against assets25.0%top 21% of its family
  • cash from operations less capital spending against revenue9.1%bottom 46% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.9/10

What could actually drive growth from here?

top 41% of 99 in its family for growth drivers.

weight 45% of this tense · 59th percentile among 99 sector filers · read for its customers

From the record

ACV Auctions Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 21.7% a year over the last three filed years against 38.7% over all 7, slowing (bottom 19% of its family); the newest year grew 19.2% (top 27%); capital spending grew 41.5% a year (top 16%) (its annual reports). ACV Auctions Inc. reported 2 product lines in fiscal 2025: Marketplace and Service at $678 million (89%), Customer Assurance at $82 million (11%); 2 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-17.0 points a yearbottom 19% of its family
  • the newest year's revenue growth19.2%top 27% of its family
  • three-year growth of capital spending41.5%top 16% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
4.5/10

Did its newest year beat what its own record pointed to?

bottom 45% of 93 in its family for expectations against reality.

weight 22% of this tense · 45th percentile among 93 sector filers · read for its shareholders

From the record

ACV Auctions Inc.'s newest year against its own record: revenue of $760 million in fiscal 2025 came in 3% below the $783 million its prior three years' pace pointed to (bottom 40% of its family); net income of $66 million against a prior three-year average of $86 million (bottom 33%); a net margin of -8.7% against -17.5% before (top 39%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-3.0%bottom 40% of its family
  • net income against the prior three years' average+23%bottom 33% of its family
  • net margin against its prior average+8.8 pointstop 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ACVA · research, not advice