Affinity Bancshares, Inc. (AFBI)
AFBI · Savings Institutions, Not Federally Chartered · Covington, GA · filing with the SEC since 2020
Grade5.9
◀ Past 6.7● Present 5.6▶ Future 5.1
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 |
| Report filed | Mar 20, 2026 | Mar 21, 2025 | Mar 21, 2024 | Mar 23, 2023 | Mar 18, 2022 | Apr 1, 2021 | · |
| For lenders | |||||||
| Interest and dividend income | 51,009 | 47,973 | 42,700 | 32,134 | 32,453 | 30,632 | 14,997 |
| Interest expense on deposits and borrowings | 19,872 | 18,807 | 15,502 | · | · | · | · |
| Net interest income | 31,137 | 29,166 | 27,198 | 29,755 | 29,276 | 25,142 | 12,685 |
| Provision for credit losses | 125 | 438 | -42 | 704 | 1,075 | 2,000 | 0 |
| Net interest income after provision | 31,012 | 28,728 | 27,240 | 29,051 | 28,201 | 23,142 | 12,685 |
| Noninterest income | 1,924 | 2,015 | 2,466 | 2,402 | 2,678 | 2,156 | 1,645 |
| Noninterest expense | 21,699 | 23,761 | 21,318 | 22,126 | 20,968 | 21,418 | 14,004 |
| Interest expense | · | · | 15,502 | 2,379 | 3,177 | 5,490 | 2,312 |
| Income before income taxes | 11,237 | 6,982 | 8,388 | 9,327 | 9,911 | 3,880 | 326 |
| Income tax expense | 2,905 | 1,541 | 1,940 | 2,193 | 2,338 | 792 | -29 |
| Net income including non-controlling interests | 8,332 | 5,441 | 6,448 | 7,134 | 7,573 | 3,088 | 355 |
| Net income | 8,332 | 5,441 | 6,448 | 7,134 | 7,573 | 3,088 | 355 |
| Earnings per share, basic | 1.33 | 0.85 | 1.00 | 1.07 | 1.10 | 0.41 | · |
| Earnings per share, diluted | 1.29 | 0.83 | 0.98 | 1.06 | 1.09 | 0.41 | · |
| Earnings per share, basic and diluted | · | · | · | · | · | 0.41 | 0.05 |
| Weighted average shares, basic | 6,277,003 | 6,414,182 | 6,476,767 | 6,669,389 | 6,911,576r | · | · |
| Weighted average shares, diluted | 6,445,771 | 6,575,406 | 6,557,053 | 6,761,771 | 6,969,402r | · | · |
| Weighted average shares, basic and diluted | · | · | · | · | · | 7,570,797 | 7,515,482 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseInterest expense what its borrowing cost
us-gaap:InterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedEarnings per share, basic and diluted net income per share, where both counts are the same
us-gaap:EarningsPerShareBasicAndDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstandingWeighted average shares, basic and diluted the average count, where both counts are the same
us-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted