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Affirm Holdings, Inc. (AFRM)

Nasdaq: AFRM · Personal Credit Institutions · San Francisco, CA · filing with the SEC since 2020
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Patents

US patents through Dec 31, 2025 · PatentsView, from the USPTO’s Open Data Portal · read Oct 27, 2026

28 patents granted to the 2 names below, as the owner printed on each patent when it was granted. A later sale, a lapse or an expiry is not read, so this is what was granted to Affirm Holdings, Inc.’s names, not what it holds today.

Patents granted
28
27 utility, 1 design, 1976 to Dec 31, 2025
Granted in 2025
5
Against 7 in 2024 and 7 in 2023
Applications published
45
7 of them in 2025
Names they are printed under
2
a subsidiary
By yearGrantedApplications published
'20'21'22'23'24'25
Each pair is one calendar year. Applications are published about eighteen months after filing, so the newest years read low.
What they are aboutgrants since 2021
IT methods for management16
Computer technology7
Digital communication3
The main technology area of each patent, in the World Intellectual Property Organization’s 35 fields.
Under which name2 counted
Affirm, Inc. a subsidiary
named as the applicant on its applications, in US
0 granted
45 published
Affirm, Inc. a subsidiary
US, as the owner printed on each patent
28 granted
0 published
Newest grantseach row opens the USPTO’s own copy
GrantedPatentTitleFieldOwner as printed
Dec 23, 202512,505,453System and method for making purchase payments after payment failuresIT methods for managementAffirm, Inc.
Jul 22, 202512,367,474System, method and apparatus for providing voluntary down payments for online purchases based on creditIT methods for managementAffirm, Inc.
May 27, 202512,316,629System and method for passwordless loginsDigital communicationAffirm, Inc.
May 27, 202512,314,912Method and apparatus for managing financial transactions for selective conversion to buy now, pay later financingIT methods for managementAffirm, Inc.
Apr 22, 2025D1,071,950Display screen with transitional graphical user interfaceAffirm, Inc.
Dec 31, 202412,182,847Method and apparatus for providing recommendations based on return dataIT methods for managementAffirm, Inc.
Sep 10, 202412,086,878Refinancing tools for purchasing transactionsIT methods for managementAffirm, Inc.
Jul 2, 202412,026,773Refinancing tools for purchasing transactionsIT methods for managementAffirm, Inc.
Apr 16, 202411,961,143Method and apparatus for facilitating merchant self service with respect to financing and content support for marketing eventsIT methods for managementAffirm, Inc.
Apr 2, 202411,948,152System and method for making purchase payment after payment failuresIT methods for managementAffirm, Inc.
Newest applications publishedan application is a clue, never a plan
PublishedApplicationTitleFieldOwner as printed
Nov 13, 20252025/0348860SYSTEM, METHOD AND APPARATUS FOR PROVIDING VOLUNTARY DOWN PAYMENTS FOR ONLINE PURCHASES BASED ON CREDITIT methods for managementAffirm, Inc.
Nov 6, 20252025/0342524METHOD AND APPARATUS FOR LOAN MATCHING WITH RESPECT TO PAYMENT INSTRUMENT TRANSACTIONSIT methods for managementAffirm, Inc.
Oct 2, 20252025/0307918SYSTEM, METHOD AND APPARATUS FOR PROVIDING USER CONTROLLED REPAYMENTIT methods for managementAffirm, Inc.
Sep 25, 20252025/0299175METHOD AND APPARATUS FOR DEFINING A DISTRIBUTED PAYMENT SYSTEMIT methods for managementAffirm, Inc.
Apr 17, 20252025/0124441METHOD AND APPARATUS FOR FACILITATING PROVISION OF MERCHANT CREDIT RISK MANAGEMENTIT methods for managementAffirm, Inc.
Apr 17, 20252025/0124358METHOD AND APPARATUS FOR ANALYZING UNSTRUCTURED DATA TO CONDITION SIGNALS FOR FACILITATING PROVISION OF MERCHANT LOSS PREVENTIONIT methods for managementAffirm, Inc.
Mar 20, 20252025/0094994METHOD AND APPARATUS FOR FACILITATING PROVISION OF EXPOSURE MANAGEMENT BASED ON STREAMING DATA FEEDS VIA MACHINE LEARNING AND LOW LATENCY MODELINGIT methods for managementAffirm, Inc.
Dec 26, 20242024/0428327REFINANCING TOOLS FOR PURCHASING TRANSACTIONSIT methods for managementAffirm, Inc.
Dec 26, 20242024/0428326SYSTEM, METHOD AND APPARATUS FOR PERSONALIZATION OF PREQUALIFICATION FOR FINANCING PROGRAMSIT methods for managementAffirm, Inc.
Nov 14, 20242024/0378581METHOD AND APPARATUS FOR HANDLING OF REFUNDS IN ASSOCIATION WITH A FUNCTIONALLY DYNAMIC CARDIT methods for managementAffirm, Inc.
What it applied for, 2024 to 2025: IT methods for management 21 · Digital communication 1 · Computer technology 1.

A patent is counted where the owner printed on it when it was granted carries the company’s own name, a former name, the name of a subsidiary its annual report lists, or its own name with a patent-holding phrase (Technology Licensing, Intellectual Property and the like), once the legal form, case and punctuation are set aside, and prints a country that name counts in. PatentsView’s data are published under the Creative Commons Attribution 4.0 licence. Source: PatentsView's granted patents and pre-grant publications, disambiguated, from the USPTO's Open Data Portal, through Dec 31, 2025, read Oct 27, 2026.

SI Assistanton AFRM · research, not advice