Company Analysis

agilon health, inc. (AGL)

NYSE: AGL · Services-Misc Health & Allied Services, NEC · Westerville, OH · filing with the SEC since 2020
Grade4.2
◀ Past 4.9● Present 4.4▶ Future 3.3
1 est.

The grade of agilon health, inc.

Nine metrics read from its own filings, by tense
Headline grade
4.2/10
◀ Past4.930% of the headline
● Present4.440% of the headline
▶ Future3.330% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

4.9/1030% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
3.2/10

Has it survived what it has been through?

1 warning event since 2020; the latest 2025-11-07.

weight 33% of this tense · 32nd percentile among 11 sector filers · read for itself

From the record

agilon health, inc.'s filings since 2020 show 1 warning event: a notice about its exchange listing (8-K item 3.01, the latest 2025-11-07) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
5.8/10

What has it actually done, year after year?

+39.8% a year over 7 filed years; profitable in 0 of 7.

weight 45% of this tense · 58th percentile among 10 sector filers · read for its customers

From the record

agilon health, inc.'s 7 filed years say what it did: revenue went from $794 million in fiscal 2019 to $5.9 billion in fiscal 2025, up 39.8% a year; it rose in 5 of 6 years; the deepest fall was 2% from fiscal 2024 to fiscal 2025; net income was positive in 0 of 7 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span39.8%top 15% of its family
  • the share of years revenue rosetop 35% of its family
  • the share of filed years with a profitbottom 15% of its family
  • the deepest fall from a revenue peak2.1%top 35% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
5.7/10

How has it treated the people who own it?

SI estimate 5.7/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 10 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income, so the desk assumes the typical reading of its industry family, the median of 10 members with one.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
family median, 10 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: agilon health, inc.'s shareholder treatment is put at 5.7 of 10 with a confidence of 20 of 100, because fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income, so the desk assumes the typical reading of its industry family, the median of 10 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

● Present

What are they doing right now?

4.4/1040% of the headline grade · 3 of 3 filed

Financial health

as filed
2.7/10

Is it financially healthy right now?

ROE -309%: lost 309¢ per shareholder dollar. Leverage 90%: owes 90¢ per asset dollar.

weight 33% of this tense · 27th percentile among 10 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, agilon health, inc. lost about 309 cents for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 35% of its family
  • return on equitybottom 19% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.4/10

How strong is its position in its industry?

top 36% of 10 in its family; net margin -6.6%.

weight 45% of this tense · 64th percentile among 10 sector filers · read for its customers

From the record

agilon health, inc.'s standing among 10 graded names in its industry family: revenue of $5.9 billion in fiscal 2025 ranks in the top 17% by size; a net margin of -6.6% ranks in the bottom 35%; revenue growth of 35.4% a year over the last 3 filed years ranks in the top 25% (its annual reports).

What it rests on

  • revenue against the family$5.93Btop 17% of its family
  • net margin-6.6%bottom 35% of its family
  • three-year revenue growth35.4%top 25% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
2.7/10

What are the people in charge doing?

bottom 27% of 7 in its family for leadership; chief executive since 2026.

weight 22% of this tense · 27th percentile among 7 sector filers · read for its shareholders

From the record

agilon health, inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is O'Rourke, Timothy Patrick (CEO & President, as filed), filing under that title since 2026-05-11, 6 months (bottom 31% of its family); the 12 officers and directors filing in the last fifteen months have been on the record a median of 4.8 years (bottom 21%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 12 people in charge now (bottom 28%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge7 in three years among 12 peoplebottom 28% of its family
  • the median years the people in charge have filed4.8 yearsbottom 21% of its family
  • the chief executive's years on the record6 monthsbottom 31% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

3.3/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
5.5/10

How much room does it have to grow?

top 45% of 10 in its family for room to expand.

weight 22% of this tense · 55th percentile among 10 sector filers · read for itself

From the record

agilon health, inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $174 million against debt of $16 million leaves 12.4% of its assets as net cash, top 25% of its family; cash from operations less capital spending is -2% of revenue (bottom 35%) (its annual report).

What it rests on

  • cash less debt against assets12.4%top 25% of its family
  • cash from operations less capital spending against revenue-2.0%bottom 35% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.5/10

What could actually drive growth from here?

bottom 35% of 10 in its family for growth drivers.

weight 45% of this tense · 35th percentile among 10 sector filers · read for its customers

From the record

agilon health, inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 35.4% a year over the last three filed years against 39.8% over all 7, slowing (bottom 25% of its family); the newest year grew -2.1% (bottom 35%); capital spending grew -5% a year (bottom 45%) (its annual reports). agilon health, inc. reported 2 product lines in fiscal 2025: Medical Services at $5.9 billion (100%), Other Operating at $11 million (0%); 0 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-4.4 points a yearbottom 25% of its family
  • the newest year's revenue growth-2.1%bottom 35% of its family
  • three-year growth of capital spending-5.0%bottom 45% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
1.5/10

Did its newest year beat what its own record pointed to?

bottom 15% of 10 in its family for expectations against reality.

weight 33% of this tense · 15th percentile among 10 sector filers · read for its shareholders

From the record

agilon health, inc.'s newest year against its own record: revenue of $5.9 billion in fiscal 2025 came in 38.5% below the $9.7 billion its prior three years' pace pointed to (bottom 25% of its family); net income of $391 million against a prior three-year average of $210 million (bottom 15%); a net margin of -6.6% against -4.9% before (bottom 5%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-38.5%bottom 25% of its family
  • net income against the prior three years' average-87%bottom 15% of its family
  • net margin against its prior average-1.7 pointsbottom 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton AGL · research, not advice