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Senmiao Technology Limited (AIHS)

Nasdaq: AIHS · Services-Auto Rental & Leasing (No Drivers) · Chengdu, Sichuan, CN · filing with the SEC since 2017
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Grade2.0
◀ Past 1.5● Present 1.4▶ Future 3.3
2 est.
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The grade of Senmiao Technology Limited

Nine metrics read from its own filings, by tense
Headline grade
2.0/10
◀ Past1.525% of the headline
● Present1.445% of the headline
▶ Future3.330% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

1.5/1025% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
0.7/10

Has it survived what it has been through?

28 warning events since 2017; the latest 2026-08-24.

weight 45% of this tense · 7th percentile among 14 sector filers · read for itself

From the record

Senmiao Technology Limited's filings since 2017 show 28 warning events of 4 kinds: a notice about its exchange listing (8-K item 3.01, 13 times, the latest 2026-08-24); a warning not to rely on past financial statements (8-K item 4.02, the latest 2026-06-30); an auditor change (8-K item 4.01, 2 times, the latest 2022-10-17); a late-report notice (Form NT 10-K or NT 10-Q, 12 times, the latest 2026-06-30) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
2.3/10

What has it actually done, year after year?

+15.3% a year over 9 filed years; profitable in 0 of 9.

weight 33% of this tense · 23rd percentile among 13 sector filers · read for its customers

From the record

Senmiao Technology Limited's 9 filed years say what it did: revenue went from $495 thousand in fiscal 2018 to $2 million in fiscal 2026, up 15.3% a year; it rose in 3 of 8 years; the deepest fall was 90% from fiscal 2020 to fiscal 2026; net income was positive in 0 of 9 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span15.3%top 42% of its family
  • the share of years revenue rosebottom 12% of its family
  • the share of filed years with a profitbottom 19% of its family
  • the deepest fall from a revenue peak90.2%bottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
1.9/10

How has it treated the people who own it?

SI estimate 1.9/10, confidence 35 of 100 (one part).

weight 22% of this tense · 19th percentile among 13 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, the share count over the years, which ranks in the bottom 19% of 13 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
one part: the share count over the years, the one part on file, ranked among 13 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Senmiao Technology Limited's shareholder treatment is put at 1.9 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 19% of 13 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.

● Present

What are they doing right now?

1.4/1045% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
0.9/10

Is it financially healthy right now?

Leverage 149%: owes 149¢ per asset dollar.

weight 45% of this tense · 9th percentile among 14 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2026-03-31, Senmiao Technology Limited's shareholders' equity was below zero, so the profit on it is not read, and gross profitability: its products earned about 4 cents per dollar of everything the company owns. Leverage: it owed about 149 cents per dollar of assets, and net share issuance: its share count grew 154.3% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 18% of its family
  • gross profit against assetsbottom 6% of its family
  • the share count against the year beforebottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
0.4/10

How strong is its position in its industry?

bottom 4% of 14 in its family; net margin -340.9%.

weight 33% of this tense · 4th percentile among 14 sector filers · read for its customers

From the record

Senmiao Technology Limited's standing among 14 graded names in its industry family: revenue of $2 million in fiscal 2026 ranks in the bottom 4% by size; a net margin of -340.9% ranks in the bottom 4%; revenue growth of -42.4% a year over the last 3 filed years ranks in the bottom 4% (its annual reports).

What it rests on

  • revenue against the family$1.5Mbottom 4% of its family
  • net margin-340.9%bottom 4% of its family
  • three-year revenue growth-42.4%bottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
4.0/10

What are the people in charge doing?

SI estimate 4.0/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 8 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
No officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, so the desk assumes the typical reading of its industry family, the median of 8 members with one.
What the record cannot read
No officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read.
How it was reasoned
family median, 8 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Senmiao Technology Limited's leadership is put at 4.0 of 10 with a confidence of 20 of 100, because no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, so the desk assumes the typical reading of its industry family, the median of 8 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

3.3/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
4.3/10

How much room does it have to grow?

bottom 43% of 14 in its family for room to expand.

weight 22% of this tense · 43rd percentile among 14 sector filers · read for itself

From the record

Senmiao Technology Limited's room to grow, from the newest filed statements (fiscal 2026): cash of $4 million against no long-term debt tagged leaves 68.5% of its assets as net cash, top 4% of its family; cash from operations less capital spending is -103.6% of revenue (bottom 4%); a gross margin of 13.6% (bottom 28%) (its annual report).

What it rests on

  • cash less debt against assets68.5%top 4% of its family
  • cash from operations less capital spending against revenue-103.6%bottom 4% of its family
  • gross margin13.6%bottom 28% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
0.4/10

What could actually drive growth from here?

bottom 4% of 13 in its family for growth drivers.

weight 33% of this tense · 4th percentile among 13 sector filers · read for its customers

From the record

Senmiao Technology Limited's growth drivers, from the filed years to fiscal 2026: revenue grew -42.4% a year over the last three filed years against 15.3% over all 9, slowing (bottom 4% of its family); the newest year grew -18.5% (bottom 4%); capital spending grew -94.9% a year (bottom 5%) (its annual reports). Senmiao Technology Limited tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span-57.7 points a yearbottom 4% of its family
  • the newest year's revenue growth-18.5%bottom 4% of its family
  • three-year growth of capital spending-94.9%bottom 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
5.0/10

Did its newest year beat what its own record pointed to?

top 50% of 13 in its family for expectations against reality.

weight 45% of this tense · 50th percentile among 13 sector filers · read for its shareholders

From the record

Senmiao Technology Limited's newest year against its own record: revenue of $2 million in fiscal 2026 came in 68.3% above the $919 thousand its prior three years' pace pointed to (top 12% of its family); net income of $5 million against a prior three-year average of $4 million (top 42%); a net margin of a loss larger than its revenue against losses larger than its revenue before (bottom 4%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace68.3%top 12% of its family
  • net income against the prior three years' average-51%top 42% of its family
  • net margin against its prior averagedown more than 100 pointsbottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton AIHS · research, not advice