Assurant, Inc. (AIZ)

From the record

Assurant, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Assurant, Inc.'s 10 filed years say what it did: revenue went from $7.5 billion in fiscal 2016 to $13 billion in fiscal 2025, up 6.1% a year; it rose in 8 of 9 years; the deepest fall was 15% from fiscal 2016 to fiscal 2017; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Assurant, Inc.'s diluted share count shrank about 2.3% a year, and dividends and buybacks returned about 30% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 10 sales (4 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-12 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Assurant, Inc. earned about 15 cents of profit for every dollar of shareholders' money. Leverage: it owed about 84 cents per dollar of assets, and net share issuance: its share count shrank 1.9% over the year (the filed statements).

From the record

Assurant, Inc.'s standing among 11 graded names in its industry family: revenue of $13 billion in fiscal 2025 ranks in the top 41% by size; a net margin of 6.8% ranks in the bottom 41%; revenue growth of 7.9% a year over the last 3 filed years ranks in the top 23% (its annual reports).

From the record

Assurant, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Demmings, Keith (President & CEO, as filed), filing under that title since 2022-05-20, 4.5 years (bottom 44% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 6.2 years (bottom 6%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 17%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Assurant, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $1.8 billion against no long-term debt tagged leaves 5.1% of its assets as net cash, top 50% of its family; cash from operations less capital spending is 12.5% of revenue (bottom 41%) (its annual report).

From the record

Assurant, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 7.9% a year over the last three filed years against 6.1% over all 10, speeding up (top 14% of its family); the newest year grew 7.9% (top 23%); capital spending grew 8.1% a year (bottom 44%) (its annual reports). Assurant, Inc. reported 2 lines of business in fiscal 2025: Global Lifestyle at $9.9 billion, Global Housing at $2.9 billion. 2 of 2 grew in the latest filed year, and the largest line is 77% of revenue (its annual report).

From the record

Assurant, Inc.'s newest year against its own record: revenue of $13 billion in fiscal 2025 came in 0.1% below the $13 billion its prior three years' pace pointed to (top 41% of its family); net income of $873 million against a prior three-year average of $560 million (top 14%); a net margin of 6.8% against 5% before (top 23%) (its annual reports).