Company Analysis

The Allstate Corporation (ALL)

NYSE: ALL · Fire, Marine & Casualty Insurance · Northbrook, IL · filing with the SEC since 1996
Grade6.2
◀ Past 6.5● Present 6.8▶ Future 4.8

The grade of The Allstate Corporation

Nine metrics read from its own filings, by tense
Headline grade
6.2/10
◀ Past6.540% of the headline
● Present6.835% of the headline
▶ Future4.825% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

6.5/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.3/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 33% of this tense · 73rd percentile among 60 sector filers · read for itself

From the record

The Allstate Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.7/10

What has it actually done, year after year?

+6.8% a year over 10 filed years; profitable in 8 of 10.

weight 22% of this tense · 67th percentile among 56 sector filers · read for its customers

From the record

The Allstate Corporation's 10 filed years say what it did: revenue went from $37 billion in fiscal 2016 to $68 billion in fiscal 2025, up 6.8% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 8 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span6.8%top 49% of its family
  • the share of years revenue rosetop 12% of its family
  • the share of filed years with a profitbottom 43% of its family
  • the deepest fall from a revenue peak0.0%top 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
5.8/10

How has it treated the people who own it?

Share count shrank 0.5% a year. 19% of cash flow returned. Insiders: 49 sales, 0 purchases.

weight 45% of this tense · 58th percentile among 49 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, The Allstate Corporation's diluted share count shrank about 0.5% a year, and dividends and buybacks returned about 19% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 49 sales (35 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-12 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 33% of its family
  • cash returned against operating cash flowtop 50% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

6.8/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
6.7/10

Is it financially healthy right now?

ROE 34%: 34¢ of profit per shareholder dollar. Leverage 74%: owes 74¢ per asset dollar.

weight 45% of this tense · 67th percentile among 60 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, The Allstate Corporation earned about 34 cents of profit for every dollar of shareholders' money. Leverage: it owed about 74 cents per dollar of assets, and net share issuance: its share count shrank 0.3% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 44% of its family
  • return on equitytop 9% of its family
  • the share count against the year beforetop 46% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.7/10

How strong is its position in its industry?

top 33% of 60 in its family; net margin 15.2%.

weight 33% of this tense · 67th percentile among 60 sector filers · read for its customers

From the record

The Allstate Corporation's standing among 60 graded names in its industry family: revenue of $68 billion in fiscal 2025 ranks in the top 6% by size; a net margin of 15.2% ranks in the top 36%; revenue growth of 9.6% a year over the last 3 filed years ranks in the bottom 43% (its annual reports).

What it rests on

  • revenue against the family$67.69Btop 6% of its family
  • net margin15.2%top 36% of its family
  • three-year revenue growth9.6%bottom 43% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
7.2/10

What are the people in charge doing?

top 28% of 47 in its family for leadership; chief executive since 2007.

weight 22% of this tense · 72nd percentile among 47 sector filers · read for its shareholders

From the record

The Allstate Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Wilson, Thomas J (Chairman, President & CEO, as filed), filing under that title since 2007-02-20, 19.7 years (top 5% of its family); the 17 officers and directors filing in the last fifteen months have been on the record a median of 8.9 years (top 30%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 17 people in charge now (top 49%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge6 in three years among 17 peopletop 49% of its family
  • the median years the people in charge have filed8.9 yearstop 30% of its family
  • the chief executive's years on the record19.7 yearstop 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

4.8/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
2.6/10

How much room does it have to grow?

bottom 26% of 60 in its family for room to expand.

weight 33% of this tense · 26th percentile among 60 sector filers · read for itself

From the record

The Allstate Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $678 million against debt of $7.5 billion leaves -5.7% of its assets as net cash, bottom 13% of its family; cash from operations less capital spending is 14.6% of revenue (bottom 39%) (its annual report).

What it rests on

  • cash less debt against assets-5.7%bottom 13% of its family
  • cash from operations less capital spending against revenue14.6%bottom 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
4.0/10

What could actually drive growth from here?

bottom 40% of 56 in its family for growth drivers.

weight 33% of this tense · 40th percentile among 56 sector filers · read for its customers

From the record

The Allstate Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 9.6% a year over the last three filed years against 6.8% over all 10, speeding up (bottom 49% of its family); the newest year grew 5.6% (bottom 46%); capital spending grew -18.4% a year (bottom 26%) (its annual reports). The Allstate Corporation reported 3 lines of business in fiscal 2025: Property Liability at $60 billion, Protection Services at $3.5 billion, Allstate Health and Benefits at $676 million. 2 of 3 grew in the latest filed year, and the largest line is 93% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span+2.8 points a yearbottom 49% of its family
  • the newest year's revenue growth5.6%bottom 46% of its family
  • three-year growth of capital spending-18.4%bottom 26% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
7.7/10

Did its newest year beat what its own record pointed to?

top 23% of 56 in its family for expectations against reality.

weight 33% of this tense · 77th percentile among 56 sector filers · read for its shareholders

From the record

The Allstate Corporation's newest year against its own record: revenue of $68 billion in fiscal 2025 came in 5.4% below the $72 billion its prior three years' pace pointed to (top 44% of its family); net income of $10 billion against a prior three-year average of $1.1 billion (top 6%); a net margin of 15.2% against 1.5% before (top 19%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-5.4%top 44% of its family
  • net income against the prior three years' averagefive times its prior average or moretop 6% of its family
  • net margin against its prior average+13.7 pointstop 19% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ALL · research, not advice