Ally Financial Inc. (ALLY)

NYSE: ALLY · State Commercial Banks · Detroit, MI · filing with the SEC since 1994

Grade3.9

◀ Past 5.5● Present 2.3▶ Future 3.7

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In millions of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 25, 2026	Feb 19, 2025	Feb 20, 2024	Feb 24, 2023	Feb 25, 2022	Feb 24, 2021	Feb 25, 2020	Feb 20, 2019	Feb 21, 2018	Feb 27, 2017
Revenue	7,914	8,181	8,234^r	8,428	8,206	6,686	6,394	5,804	5,765	5,437
For lenders
Interest expense on deposits and borrowings	6,408	7,472	6,897	2,857	·	·	·	·	·	·
Provision for credit losses	·	·	·	·	241	1,439	998	918	1,148	917
Net interest income after provision	4,700	3,800	4,300^r	5,500	5,900	3,300	3,600	3,500	3,100^r	3,000^r
Noninterest income	1,738	2,167	2,013	1,578	2,039	1,983	1,761	1,414	1,544	1,530
Noninterest expense	5,386	5,179	5,163	4,687	4,110	3,833	3,429	3,264	3,110	2,939
For insurers
Premiums earned	482	419	276	197	192	224	257	221	181	·
Benefits, claims and losses	616	544	422	280	261	363	321	295	332	342
Interest expense	·	·	6,897	2,857	1,914	3,243	4,243	3,637	2,857	2,629
Share of profit of equity-method investments	81	20	4	102	132	161	62	46	14	18
Total non-operating income (expense)	·	·	·	·	·	·	·	·	1,544	1,530
Income before income taxes	1,051	836	1,103^r	2,342	3,855	1,414	1,967	1,622	1,507	1,581
Income tax expense	199	167	144^r	627	790	328	246	359	581	470
Income from continuing operations	852	669	959^r	1,715	3,065	1,086	1,721	1,263	926	1,111
Income from discontinued operations	0	-1	-2	-1	-5	-1	-6	0	3	-44
Net income	852	668	957^r	1,714	3,060	1,085	1,715	1,263	929	1,067
Net income to common shareholders	742	558	847^r	1,604	3,003	1,085	1,715	1,263	929	1,037
Earnings per share, basic	2.39	1.82	2.79^r	5.06	8.28	2.89	4.36	2.97	2.05	2.15
Earnings per share, diluted	2.37	1.80	2.77^r	5.03	8.22	2.88	4.34	2.95	2.04	2.15
Weighted average shares, basic	310,015	306,913	303,751	316,690	362,583	375,629	393,234	425,165	453,704	481,105^r
Weighted average shares, diluted	313,043	310,160	305,135	318,629	365,180	377,101	395,395	427,680	455,350	482,182^r

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 310-for-1 split of Dec 2014.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet

Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet

Interest expense what its borrowing costus-gaap:InterestExpense

Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments

Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton ALLY · research, not advice