Amerisafe, Inc. (AMSF)

From the record

Amerisafe, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Amerisafe, Inc.'s 10 filed years say what it did: revenue went from $397 million in fiscal 2016 to $317 million in fiscal 2025, down 2.5% a year; it rose in 4 of 9 years; the deepest fall was 26% from fiscal 2016 to fiscal 2022; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Amerisafe, Inc.'s diluted share count shrank about 0.4% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Amerisafe, Inc. earned about 19 cents of profit for every dollar of shareholders' money. Leverage: it owed about 78 cents per dollar of assets, and net share issuance: its share count shrank 0.4% over the year (the filed statements).

From the record

Amerisafe, Inc.'s standing among 60 graded names in its industry family: revenue of $317 million in fiscal 2025 ranks in the bottom 18% by size; a net margin of 14.9% ranks in the top 37%; revenue growth of 2.5% a year over the last 3 filed years ranks in the bottom 16% (its annual reports).

From the record

Amerisafe, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Frost, G. Janelle (President & CEO, as filed), filing under that title since 2015-06-12, 11.4 years (top 16% of its family); the 14 officers and directors filing in the last fifteen months have been on the record a median of 11.4 years (top 14%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 14 people in charge now (top 16%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Amerisafe, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $62 million against no long-term debt tagged leaves 5.5% of its assets as net cash, top 22% of its family; cash from operations less capital spending is 2.8% of revenue (bottom 23%) (its annual report).

From the record

Amerisafe, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 2.5% a year over the last three filed years against -2.5% over all 10, speeding up (top 35% of its family); the newest year grew 2.7% (bottom 28%); capital spending grew 0.9% a year (top 38%) (its annual reports). Amerisafe, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Amerisafe, Inc.'s newest year against its own record: revenue of $317 million in fiscal 2025 came in 0.3% above the $316 million its prior three years' pace pointed to (top 22% of its family); net income of $47 million against a prior three-year average of $58 million (bottom 13%); a net margin of 14.9% against 19% before (bottom 12%) (its annual reports).