Amerant Bancorp Inc. (AMTB)

From the record

Amerant Bancorp Inc.'s filings since 2018 show 5 warning events of 3 kinds: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2023-08-03); an auditor change (8-K item 4.01, 2 times, the latest 2020-03-20); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2021-03-17) (its current reports).

From the record

Amerant Bancorp Inc.'s 10 filed years say what it did: revenue went from $239 million in fiscal 2016 to $597 million in fiscal 2025, up 10.7% a year; it rose in 7 of 9 years; the deepest fall was 21% from fiscal 2019 to fiscal 2021; net income was positive in 8 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Amerant Bancorp Inc.'s diluted share count grew about 6.9% a year, and dividends and buybacks returned about 35% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 3 purchases of their own stock on the open market in the year to 2026-10-09, buying about $143 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Amerant Bancorp Inc. earned about 6 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count grew 16.7% over the year (the filed statements).

From the record

Amerant Bancorp Inc.'s standing among 79 graded names in its industry family: revenue of $597 million in fiscal 2025 ranks in the bottom 46% by size; a net margin of 8.8% ranks in the bottom 9%; revenue growth of 20.8% a year over the last 3 filed years ranks in the top 35% (its annual reports).

From the record

Amerant Bancorp Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Iafigliola, Carlos (SEVP Interim Chief Executive Officer, as filed), filing under that title since 2026-01-30, 9 months (bottom 9% of its family); the 24 officers and directors filing in the last fifteen months have been on the record a median of 3.5 years (bottom 5%); 20 officer or director changes were reported on Form 8-K since 2023-11-13, against the 24 people in charge now (bottom 3%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Amerant Bancorp Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $470 million against no long-term debt tagged leaves 4.8% of its assets as net cash, top 32% of its family; cash from operations less capital spending is 21.6% of revenue (bottom 47%) (its annual report).

From the record

Amerant Bancorp Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 20.8% a year over the last three filed years against 10.7% over all 10, speeding up (top 21% of its family); the newest year grew 0.3% (bottom 32%); capital spending grew -10% a year (bottom 21%) (its annual reports). Amerant Bancorp Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Amerant Bancorp Inc.'s newest year against its own record: revenue of $597 million in fiscal 2025 came in 24.3% below the $790 million its prior three years' pace pointed to (bottom 18% of its family); net income of $52 million against a prior three-year average of $27 million (top 12%); a net margin of 8.8% against 7.3% before (top 27%) (its annual reports).