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American Realty Investors, Inc. (ARL)

NYSE: ARL · Real Estate Operators (No Developers) & Lessors · Dallas, TX · filing with the SEC since 1999
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Grade5.1
◀ Past 5.4● Present 5.5▶ Future 4.2
1 est.
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The grade of American Realty Investors, Inc.

Nine metrics read from its own filings, by tense
Headline grade
5.1/10
◀ Past5.425% of the headline
● Present5.545% of the headline
▶ Future4.230% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

5.4/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
8.3/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 83rd percentile among 15 sector filers · read for itself

From the record

American Realty Investors, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
2.5/10

What has it actually done, year after year?

-9.2% a year over 10 filed years; profitable in 6 of 10.

weight 33% of this tense · 25th percentile among 14 sector filers · read for its customers

From the record

American Realty Investors, Inc.'s 10 filed years say what it did: revenue went from $120 million in fiscal 2016 to $50 million in fiscal 2025, down 9.2% a year; it rose in 5 of 9 years; the deepest fall was 75% from fiscal 2018 to fiscal 2022; net income was positive in 6 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span-9.2%bottom 18% of its family
  • the share of years revenue rosebottom 29% of its family
  • the share of filed years with a profitbottom 43% of its family
  • the deepest fall from a revenue peak75.0%bottom 11% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
3.9/10

How has it treated the people who own it?

Share count steady. 0% of cash flow returned. Insiders: 0 sales, 0 purchases.

weight 22% of this tense · 39th percentile among 11 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, American Realty Investors, Inc.'s diluted share count held steady, and dividends and buybacks returned about 0% of its net income over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 50% of its family
  • cash returned against operating cash flowbottom 27% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.5/1045% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
6.0/10

Is it financially healthy right now?

ROE 2%: 2¢ of profit per shareholder dollar. Leverage 25%: owes 25¢ per asset dollar.

weight 45% of this tense · 60th percentile among 14 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, American Realty Investors, Inc. earned about 2 cents of profit for every dollar of shareholders' money. Leverage: it owed about 25 cents per dollar of assets, and net share issuance: its share count was unchanged over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 11% of its family
  • return on equitytop 50% of its family
  • the share count against the year beforebottom 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.2/10

How strong is its position in its industry?

top 38% of 15 in its family; net margin 31.4%.

weight 33% of this tense · 62nd percentile among 15 sector filers · read for its customers

From the record

American Realty Investors, Inc.'s standing among 15 graded names in its industry family: revenue of $50 million in fiscal 2025 ranks in the bottom 27% by size; a net margin of 31.4% ranks in the top 10%; revenue growth of 10% a year over the last 3 filed years ranks in the top 32% (its annual reports).

What it rests on

  • revenue against the family$50.0Mbottom 27% of its family
  • net margin31.4%top 10% of its family
  • three-year revenue growth10.0%top 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
3.8/10

What are the people in charge doing?

SI estimate 3.8/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 8 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
No officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, so the desk assumes the typical reading of its industry family, the median of 8 members with one.
What the record cannot read
No officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read.
How it was reasoned
family median, 8 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: American Realty Investors, Inc.'s leadership is put at 3.8 of 10 with a confidence of 20 of 100, because no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, so the desk assumes the typical reading of its industry family, the median of 8 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

4.2/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
2.4/10

How much room does it have to grow?

bottom 24% of 14 in its family for room to expand.

weight 22% of this tense · 24th percentile among 14 sector filers · read for itself

From the record

American Realty Investors, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $14 million against debt of $214 million leaves -18.2% of its assets as net cash, bottom 30% of its family; cash from operations less capital spending is -11.1% of revenue (bottom 18%) (its annual report).

What it rests on

  • cash less debt against assets-18.2%bottom 30% of its family
  • cash from operations less capital spending against revenue-11.1%bottom 18% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
7.9/10

What could actually drive growth from here?

top 21% of 14 in its family for growth drivers.

weight 33% of this tense · 79th percentile among 14 sector filers · read for its customers

From the record

American Realty Investors, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 10% a year over the last three filed years against -9.2% over all 10, speeding up (top 11% of its family); the newest year grew 5.7% (top 32%) (its annual reports). American Realty Investors, Inc. reported 2 lines of business in fiscal 2025: Residential at $34 million, Commercial at $15 million. 2 of 2 grew in the latest filed year, and the largest line is 70% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span+19.3 points a yeartop 11% of its family
  • the newest year's revenue growth5.7%top 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
2.5/10

Did its newest year beat what its own record pointed to?

bottom 25% of 14 in its family for expectations against reality.

weight 45% of this tense · 25th percentile among 14 sector filers · read for its shareholders

From the record

American Realty Investors, Inc.'s newest year against its own record: revenue of $50 million in fiscal 2025 came in 5.8% below the $53 million its prior three years' pace pointed to (bottom 39% of its family); net income of $16 million against a prior three-year average of $121 million (bottom 32%); a net margin of 31.4% against more than its whole revenue before (bottom 4%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-5.8%bottom 39% of its family
  • net income against the prior three years' average-87%bottom 32% of its family
  • net margin against its prior averagedown more than 100 pointsbottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ARL · research, not advice