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Accelerant Holdings (ARX)

NYSE: ARX · Insurance Agents, Brokers & Service · Grand Cayman, KY · filing with the SEC since 2023
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Grade6.1
◀ Past 6.2● Present 5.4▶ Future 7.1
2 est.
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The grade of Accelerant Holdings

Nine metrics read from its own filings, by tense
Headline grade
6.1/10
◀ Past6.225% of the headline
● Present5.445% of the headline
▶ Future7.130% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

6.2/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.3/10

Has it survived what it has been through?

No warning events in its filings since 2023.

weight 45% of this tense · 73rd percentile among 30 sector filers · read for itself

From the record

Accelerant Holdings' filings since 2023 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.7/10

What has it actually done, year after year?

+62.8% a year over 3 filed years; profitable in 1 of 3.

weight 33% of this tense · 67th percentile among 29 sector filers · read for its customers

From the record

Accelerant Holdings' 3 filed years say what it did: revenue went from $344 million in fiscal 2023 to $913 million in fiscal 2025, up 62.8% a year; it rose in 2 of 2 years; it never fell from a peak; net income was positive in 1 of 3 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span62.8%top 2% of its family
  • the share of years revenue rosetop 24% of its family
  • the share of filed years with a profitbottom 20% of its family
  • the deepest fall from a revenue peak0.0%top 24% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
2.9/10

How has it treated the people who own it?

Share count grew 7.2% a year. 0% of cash flow returned. Insiders: 25 sales, 6 purchases.

weight 22% of this tense · 29th percentile among 20 sector filers · read for its shareholders

From the record

Over the 2 fiscal years to 2025-12-31, Accelerant Holdings' diluted share count grew about 7.2% a year, and dividends and buybacks returned about 0% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 25 sales (24 under scheduled 10b5-1 plans) and 6 purchases of their own stock on the open market in the year to 2026-09-30, buying about $2 million (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 35% of its family
  • cash returned against operating cash flowbottom 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.4/1045% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
3.9/10

Is it financially healthy right now?

ROE -193%: lost 193¢ per shareholder dollar. Leverage 92%: owes 92¢ per asset dollar.

weight 33% of this tense · 39th percentile among 30 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Accelerant Holdings lost about 193 cents for every dollar of shareholders' money. Leverage: it owed about 92 cents per dollar of assets, and net share issuance: its share count shrank 4.7% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 22% of its family
  • return on equitybottom 6% of its family
  • the share count against the year beforetop 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
4.7/10

How strong is its position in its industry?

bottom 47% of 30 in its family; net margin -147.4%.

weight 45% of this tense · 47th percentile among 30 sector filers · read for its customers

From the record

Accelerant Holdings' standing among 30 graded names in its industry family: revenue of $913 million in fiscal 2025 ranks in the bottom 35% by size; a net margin of -147.4% ranks in the bottom 8%; revenue growth of 62.8% a year over the last 2 filed years ranks in the top 2% (its annual reports).

What it rests on

  • revenue against the family$913Mbottom 35% of its family
  • net margin-147.4%bottom 8% of its family
  • three-year revenue growth62.8%top 2% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
9.0/10

What are the people in charge doing?

SI estimate 9.0/10, confidence 35 of 100 (one part).

weight 22% of this tense · 90th percentile among 25 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the top 10% of 25 in its family; the record of its people begins on 2025-07-23 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 1.3 years and cannot see past it; a floor under five years is not read as years in charge.
What the record cannot read
The record of its people begins on 2025-07-23 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 1.3 years and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
one part: officer and director changes on Form 8-K, against the people in charge, the one part on file, ranked among 25 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Accelerant Holdings's leadership is put at 9.0 of 10 with a confidence of 35 of 100, because read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the top 10% of 25 in its family; the record of its people begins on 2025-07-23 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 1.3 years and cannot see past it; a floor under five years is not read as years in charge. A filing that carries the missing parts replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

7.1/1030% of the headline grade · 2 of 3 filed, 1 estimated

Room to expand

as filed
8.6/10

How much room does it have to grow?

top 14% of 29 in its family for room to expand.

weight 33% of this tense · 86th percentile among 29 sector filers · read for itself

From the record

Accelerant Holdings' room to grow, from the newest filed statements (fiscal 2025): cash of $1.8 billion against debt of $121 million leaves 20.3% of its assets as net cash, top 22% of its family; cash from operations less capital spending is 48.8% of revenue (top 5%) (its annual report).

What it rests on

  • cash less debt against assets20.3%top 22% of its family
  • cash from operations less capital spending against revenue48.8%top 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
7.6/10

What could actually drive growth from here?

top 24% of 29 in its family for growth drivers.

weight 33% of this tense · 76th percentile among 29 sector filers · read for its customers

From the record

Accelerant Holdings' growth drivers, from the filed years to fiscal 2025: revenue grew 62.8% a year over the last three filed years against 62.8% over all 3, speeding up (top 43% of its family); the newest year grew 51.5% (top 5%) (its annual reports). Accelerant Holdings reported 3 lines of business in fiscal 2025: Underwriting at $431 million, Exchange Services at $335 million, MGA Operations at $249 million. 3 of 3 grew in the latest filed year, and the largest line is 42% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span+0.0 points a yeartop 43% of its family
  • the newest year's revenue growth51.5%top 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

SI estimate
5.2/10

Did its newest year beat what its own record pointed to?

SI estimate 5.2/10, confidence 20 of 100 (family median).

weight 33% of this tense · 50th percentile among 25 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
The record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 25 members with one.
What the record cannot read
The record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change.
How it was reasoned
family median, 25 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Accelerant Holdings's expectations vs reality is put at 5.2 of 10 with a confidence of 20 of 100, because the record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 25 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ARX · research, not advice