Company Analysis

Altisource Portfolio Solutions S.A. (ASPS)

Nasdaq: ASPS · Services-Miscellaneous Business Services · Grand Duchy Of Luxembourg, LU · filing with the SEC since 2009
Grade3.6
◀ Past 1.2● Present 4.1▶ Future 4.8
1 est.

The grade of Altisource Portfolio Solutions S.A.

Nine metrics read from its own filings, by tense
Headline grade
3.6/10
◀ Past1.225% of the headline
● Present4.135% of the headline
▶ Future4.840% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

1.2/1025% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
1.0/10

Has it survived what it has been through?

4 warning events since 2017; the latest 2025-03-13.

weight 22% of this tense · 10th percentile among 35 sector filers · read for itself

From the record

Altisource Portfolio Solutions S.A.'s filings since 2017 show 4 warning events of 2 kinds: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2025-03-13); an auditor change (8-K item 4.01, 2 times, the latest 2022-08-22) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
1.3/10

What has it actually done, year after year?

-17.8% a year over 10 filed years; profitable in 4 of 10.

weight 45% of this tense · 13th percentile among 34 sector filers · read for its customers

From the record

Altisource Portfolio Solutions S.A.'s 10 filed years say what it did: revenue went from $997 million in fiscal 2016 to $171 million in fiscal 2025, down 17.8% a year; it rose in 2 of 9 years; the deepest fall was 85% from fiscal 2016 to fiscal 2023; net income was positive in 4 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span-17.8%bottom 4% of its family
  • the share of years revenue rosebottom 3% of its family
  • the share of filed years with a profitbottom 41% of its family
  • the deepest fall from a revenue peak85.5%bottom 4% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
1.3/10

How has it treated the people who own it?

SI estimate 1.3/10, confidence 35 of 100 (one part).

weight 33% of this tense · 13th percentile among 35 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, the share count over the years, which ranks in the bottom 13% of 35 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
one part: the share count over the years, the one part on file, ranked among 35 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Altisource Portfolio Solutions S.A.'s shareholder treatment is put at 1.3 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 13% of 35 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.

● Present

What are they doing right now?

4.1/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
2.5/10

Is it financially healthy right now?

Leverage 178%: owes 178¢ per asset dollar.

weight 33% of this tense · 25th percentile among 35 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Altisource Portfolio Solutions S.A.'s shareholders' equity was below zero, so the profit on it is not read, and gross profitability: its products earned about 35 cents per dollar of everything the company owns. Leverage: it owed about 178 cents per dollar of assets, and net share issuance: its share count grew 210.3% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 1% of its family
  • gross profit against assetstop 38% of its family
  • the share count against the year beforebottom 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.8/10

How strong is its position in its industry?

bottom 38% of 35 in its family; net margin 1.1%.

weight 45% of this tense · 38th percentile among 35 sector filers · read for its customers

From the record

Altisource Portfolio Solutions S.A.'s standing among 35 graded names in its industry family: revenue of $171 million in fiscal 2025 ranks in the bottom 37% by size; a net margin of 1.1% ranks in the bottom 44%; revenue growth of 3.7% a year over the last 3 filed years ranks in the bottom 34% (its annual reports).

What it rests on

  • revenue against the family$171Mbottom 37% of its family
  • net margin1.1%bottom 44% of its family
  • three-year revenue growth3.7%bottom 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
7.2/10

What are the people in charge doing?

top 28% of 20 in its family for leadership; chief executive since 2009.

weight 22% of this tense · 72nd percentile among 20 sector filers · read for its shareholders

From the record

Altisource Portfolio Solutions S.A.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Shepro, William B (Chair and CEO, as filed), filing under that title since 2009-08-14, 17.2 years (top 8% of its family); the 8 officers and directors filing in the last fifteen months have been on the record a median of 9.3 years (top 7%); 4 officer or director changes were reported on Form 8-K since 2023-11-13, against the 8 people in charge now (bottom 30%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge4 in three years among 8 peoplebottom 30% of its family
  • the median years the people in charge have filed9.3 yearstop 7% of its family
  • the chief executive's years on the record17.2 yearstop 8% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

4.8/1040% of the headline grade · 3 of 3 filed

Room to expand

as filed
2.0/10

How much room does it have to grow?

bottom 20% of 35 in its family for room to expand.

weight 33% of this tense · 20th percentile among 35 sector filers · read for itself

From the record

Altisource Portfolio Solutions S.A.'s room to grow, from the newest filed statements (fiscal 2025): cash of $27 million against debt of $191 million leaves -117.7% of its assets as net cash, bottom 1% of its family; cash from operations less capital spending is -3% of revenue (bottom 30%); a gross margin of 28.6% (bottom 30%) (its annual report).

What it rests on

  • cash less debt against assets-117.7%bottom 1% of its family
  • cash from operations less capital spending against revenue-3.0%bottom 30% of its family
  • gross margin28.6%bottom 30% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.3/10

What could actually drive growth from here?

top 47% of 34 in its family for growth drivers.

weight 45% of this tense · 53rd percentile among 34 sector filers · read for its customers

From the record

Altisource Portfolio Solutions S.A.'s growth drivers, from the filed years to fiscal 2025: revenue grew 3.7% a year over the last three filed years against -17.8% over all 10, speeding up (top 1% of its family); the newest year grew 6.8% (bottom 46%); capital spending grew -56.9% a year (bottom 14%) (its annual reports). Altisource Portfolio Solutions S.A. reported 3 product lines in fiscal 2025: Service at $161 million (94%), Reimbursable Expenses at $9 million (6%), Noncontrolling Interest Revenue at $313 thousand (0%); 2 of 3 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span+21.5 points a yeartop 1% of its family
  • the newest year's revenue growth6.8%bottom 46% of its family
  • three-year growth of capital spending-56.9%bottom 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
7.8/10

Did its newest year beat what its own record pointed to?

top 22% of 29 in its family for expectations against reality.

weight 22% of this tense · 78th percentile among 29 sector filers · read for its shareholders

From the record

Altisource Portfolio Solutions S.A.'s newest year against its own record: revenue of $171 million in fiscal 2025 came in 4.4% above the $164 million its prior three years' pace pointed to (top 40% of its family); net income of $2 million against a prior three-year average of $48 million (top 19%); a net margin of 1.1% against -31.8% before (top 9%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace4.4%top 40% of its family
  • net income against the prior three years' average+104%top 19% of its family
  • net margin against its prior average+32.9 pointstop 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton ASPS · research, not advice