AmeriServ Financial Inc. (ASRV)

Nasdaq: ASRV · National Commercial Banks · Johnstown, PA · filing with the SEC since 1994

Grade5.3

◀ Past 6.7● Present 3.1▶ Future 6.3

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 18, 2026	Mar 19, 2025	Mar 27, 2024	Mar 27, 2023	Mar 14, 2022	Mar 10, 2021	Mar 2, 2020	Mar 5, 2019	Mar 2, 2018	Mar 3, 2017
Revenue	14,634	15,621	14,493	14,737	14,968	12,823	12,760	12,799	·	·
For lenders
Interest and dividend income	71,354	66,505	60,860	49,058	46,669	46,882	49,767	47,094	44,356	41,869
Net interest income	·	·	36,020	40,563	39,083	36,367	35,442	35,494	35,561	34,134
Provision for credit losses	4,120	884	7,429	50	1,100	2,375	800	-600	800	3,950
Net interest income after provision	38,143	35,164	28,591	40,513	37,983	33,992	34,642	36,094	34,761	30,184
Noninterest income	16,989	17,975	16,389	16,692	17,761	16,275	14,773	14,224	14,645	14,638
Noninterest expense	48,336	48,740	49,368	48,004	46,970	44,455	41,815	40,873^r	40,726^r	41,615
Interest expense	29,091	30,457	24,840	8,495	7,586	10,515	14,325	11,600	8,795	7,735
Income before income taxes	6,796	4,399	-4,388	9,201	8,774	5,812	7,600	9,445^r	8,680^r	3,207
Income tax expense	1,184	798	-1,042	1,753	1,702	1,214	1,572	1,677^r	5,387^r	897
Net income including non-controlling interests	5,612	3,601	-3,346	·	·	·	·	·	·	·
Net income	5,612	3,601	-3,346	7,448	7,072	4,598	6,028	7,768	3,293	2,310
Net income to common shareholders	·	·	·	·	·	·	·	7,768	3,293	2,295
Earnings per share, basic	0.34	0.21	-0.20	0.44	0.41	0.27	0.35	0.43	0.18	0.12
Earnings per share, diluted	0.34	0.21	-0.20	0.43	0.41	0.27	0.35	0.43	0.18	0.12
Weighted average shares, basic	16,519,809	16,802,383^r	17,143,000	17,107,000	17,073,000	17,053,000	17,359,000	17,933,000	18,498,000	18,896,000
Weighted average shares, diluted	16,529,893	16,802,383^r	17,144,000	17,146,000	17,114,000	17,063,000	17,440,000	18,037,000	18,600,000	18,955,000

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton ASRV · research, not advice