Company Analysis

ATIF Holdings Limited (AUC)

Nasdaq: AUC · Services-Management Consulting Services · Lake Forest, CA · filing with the SEC since 2018
Grade3.2
◀ Past 2.6● Present 2.5▶ Future 5.3
3 est.

The grade of ATIF Holdings Limited

Nine metrics read from its own filings, by tense
Headline grade
3.2/10
◀ Past2.640% of the headline
● Present2.535% of the headline
▶ Future5.325% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 6 read as filed from the record and 3 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

2.6/1040% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed
1.7/10

Has it survived what it has been through?

14 warning events since 2018; the latest 2025-11-28.

weight 33% of this tense · 17th percentile among 33 sector filers · read for itself

From the record

ATIF Holdings Limited's filings since 2018 show 14 warning events of 3 kinds: a notice about its exchange listing (8-K item 3.01, 6 times, the latest 2025-07-03); an auditor change (8-K item 4.01, the latest 2025-02-26); a late-report notice (Form NT 10-K or NT 10-Q, 7 times, the latest 2025-11-28) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
2.2/10

What has it actually done, year after year?

-43.1% a year over 8 filed years; profitable in 3 of 7.

weight 45% of this tense · 22nd percentile among 31 sector filers · read for its customers

From the record

ATIF Holdings Limited's 8 filed years say what it did: revenue went from $4 million in fiscal 2017 to $70 thousand in fiscal 2024, down 43.1% a year; it rose in 4 of 7 years; the deepest fall was 100% from fiscal 2020 to fiscal 2022; net income was positive in 3 of 7 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span-43.1%bottom 8% of its family
  • the share of years revenue rosebottom 45% of its family
  • the share of filed years with a profitbottom 27% of its family
  • the deepest fall from a revenue peak99.7%bottom 8% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate
4.7/10

How has it treated the people who own it?

SI estimate 4.7/10, confidence 35 of 100 (one part).

weight 22% of this tense · 47th percentile among 33 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, the share count over the years, which ranks in the bottom 47% of 33 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
What the record cannot read
Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned
one part: the share count over the years, the one part on file, ranked among 33 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: ATIF Holdings Limited's shareholder treatment is put at 4.7 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 47% of 33 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.

● Present

What are they doing right now?

2.5/1035% of the headline grade · 1 of 3 filed, 2 estimated

Financial health

SI estimate
5.1/10

Is it financially healthy right now?

SI estimate 5.1/10, confidence 20 of 100 (family median).

weight 33% of this tense · 50th percentile among 33 sector filers · read for itself

SI estimate Inferred, not read as filed

Why it is an estimate
The newest annual statements on file are more than two years old, so the desk assumes the typical reading of its industry family, the median of 33 members with one.
What the record cannot read
The newest annual statements on file are more than two years old.
How it was reasoned
family median, 33 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: ATIF Holdings Limited's financial health is put at 5.1 of 10 with a confidence of 20 of 100, because the newest annual statements on file are more than two years old, so the desk assumes the typical reading of its industry family, the median of 33 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

Industry position

as filed
0.3/10

How strong is its position in its industry?

bottom 3% of 33 in its family; net margin -4559.3%.

weight 45% of this tense · 3rd percentile among 33 sector filers · read for its customers

From the record

ATIF Holdings Limited's standing among 33 graded names in its industry family: revenue of $70 thousand in fiscal 2024 ranks in the bottom 2% by size; a net margin of -4559.3% ranks in the bottom 2%; revenue growth of -69.2% a year over the last 3 filed years ranks in the bottom 5% (its annual reports).

What it rests on

  • revenue against the family$70,000bottom 2% of its family
  • net margin-4559.3%bottom 2% of its family
  • three-year revenue growth-69.2%bottom 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
3.1/10

What are the people in charge doing?

SI estimate 3.1/10, confidence 35 of 100 (one part).

weight 22% of this tense · 31st percentile among 22 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 31% of 22 in its family; the record of its people begins on 2026-03-27 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
What the record cannot read
The record of its people begins on 2026-03-27 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
one part: officer and director changes on Form 8-K, against the people in charge, the one part on file, ranked among 22 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: ATIF Holdings Limited's leadership is put at 3.1 of 10 with a confidence of 35 of 100, because read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 31% of 22 in its family; the record of its people begins on 2026-03-27 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge. A filing that carries the missing parts replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

5.3/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
4.7/10

How much room does it have to grow?

bottom 47% of 32 in its family for room to expand.

weight 33% of this tense · 47th percentile among 32 sector filers · read for itself

From the record

ATIF Holdings Limited's room to grow, from the newest filed statements (fiscal 2024): cash of $1 million against no long-term debt tagged leaves 41.5% of its assets as net cash, top 20% of its family; cash from operations less capital spending is -179.4% of revenue (bottom 14%) (its annual report).

What it rests on

  • cash less debt against assets41.5%top 20% of its family
  • cash from operations less capital spending against revenue-179.4%bottom 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.6/10

What could actually drive growth from here?

bottom 36% of 30 in its family for growth drivers.

weight 33% of this tense · 36th percentile among 30 sector filers · read for its customers

From the record

ATIF Holdings Limited's growth drivers, from the filed years to fiscal 2024: revenue grew -69.2% a year over the last three filed years against -43.1% over all 8, slowing (bottom 8% of its family); the newest year grew 235.9% (top 5%); capital spending grew -63.7% a year (bottom 5%) (its annual reports). ATIF Holdings Limited tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span-26.1 points a yearbottom 8% of its family
  • the newest year's revenue growth235.9%top 5% of its family
  • three-year growth of capital spending-63.7%bottom 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
7.7/10

Did its newest year beat what its own record pointed to?

top 23% of 26 in its family for expectations against reality.

weight 33% of this tense · 77th percentile among 26 sector filers · read for its shareholders

From the record

ATIF Holdings Limited's newest year against its own record: revenue of $70 thousand in fiscal 2024 came in 3524.8% above the $2 thousand its prior three years' pace pointed to (top 6% of its family); net income of $3 million against a prior three-year average of $3 million (bottom 39%); a net margin of a loss larger than its revenue against losses larger than its revenue before (top 2%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace3524.8%top 6% of its family
  • net income against the prior three years' average-10%bottom 39% of its family
  • net margin against its prior averageup more than 100 pointstop 2% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton AUC · research, not advice