Banc of California, Inc. (BANC)

NYSE: BANC · National Commercial Banks · Santa Ana, CA · filing with the SEC since 2002

Grade3.0

◀ Past 1.5● Present 4.0▶ Future 4.0

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 27, 2026	Mar 3, 2025	Feb 29, 2024	Feb 27, 2023	Mar 1, 2022	Feb 26, 2021	Mar 2, 2020	Mar 1, 2019	Feb 28, 2018	Mar 1, 2017
Revenue	38,795	37,224	33,767	30,690	24,843^r	3,809	3,972	5,604	6,569	6,322
For lenders
Interest and dividend income	1,676,653	1,812,705	1,971,000	1,556,489^r	1,158,729^r	290,607	391,111	422,796	389,190	369,844^r
Interest and investment income	153,326	140,794	174,996	209,751	153,468	·	·	·	·	·
Interest expense on deposits and borrowings	699,267	886,655	1,223,872	·	·	·	·	·	·	·
Net interest income	977,386	926,050	747,128	1,290,762^r	1,103,824^r	224,594	248,163	286,076	304,190	310,345^r
Provision for credit losses	64,780	43,500	113,500^r	24,500^r	-162,000^r	29,719	35,829	31,121	13,699	5,271
Net interest income after provision	906,786	883,249	695,128	1,266,262^r	1,265,824^r	194,875	212,334^r	254,955^r	290,491	305,074^r
Noninterest income	142,139	77,145	-448,285	74,827^r	193,927^r	18,870^r	12,116	23,915	44,670	98,630^r
Noninterest expense	735,850	791,740	2,458,181	773,521^r	637,417^r	199,385^r	196,472^r	231,879^r	308,268	303,215^r
Interest expense	·	886,655	1,223,872	265,727^r	54,905^r	66,013	142,948	136,720	85,000	59,499
Share of profit of equity-method investments	·	·	·	-2,313	204^r	365^r	-5,214	-5,044	-30,786	-31,510
Income before income taxes	313,075	168,654	-2,211,338	567,568^r	822,334^r	14,360	27,978	46,991	26,893	100,489^r
Income tax expense	84,102	41,766	-312,201	143,955^r	215,375^r	1,786	4,219	4,844	-26,581	13,749^r
Income from continuing operations	·	·	·	·	·	12,574	23,759	42,147	53,474	86,740
Income from discontinued operations	·	·	·	·	·	0	0	3,325	4,235	28,676
Net income including non-controlling interests	228,973	126,888	-1,899,137	423,613	606,959	·	·	·	·	·
Net income	228,973	126,888	-1,899,137	423,613^r	606,959^r	12,574	23,759	45,472	57,709	115,416
Preferred dividends	39,788	39,788	39,788	19,339^r	0^r	13,869	15,559	19,504	20,451	19,914
Net income to common shareholders	189,185	87,100	-1,938,925	404,274	606,959	·	2,624	22,850	36,136	92,469^r
Earnings per share, basic	1.18	0.52	-22.71	5.14	7.76	·	0.05	0.45	0.72	1.97
Earnings per share, diluted	1.17	0.52	-22.71	5.14	7.76	·	0.05	0.45	0.71	1.94
Weighted average shares, basic	159,807,000	168,441,000	85,394,000	77,271,000	76,919,000	·	50,621,785	50,623,222	50,254,595	46,828,463
Weighted average shares, diluted	161,724,000	168,684,000	85,394,000	77,271,000	76,919,000	·	50,724,951	50,851,594	50,819,790	47,638,105

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterestAndDividend

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton BANC · research, not advice