California BanCorp (BCAL)
Nasdaq: BCAL · National Commercial Banks · San Diego, CA · filing with the SEC since 2020
Grade4.7
◀ Past 2.9● Present 5.0▶ Future 6.9
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 |
| Report filed | Mar 13, 2026 | Apr 1, 2025 | Mar 15, 2024 | · |
| For lenders | ||||
| Interest and dividend income | 225,980 | 179,798 | 123,522 | 93,575 |
| Interest expense on deposits and borrowings | 56,888 | 56,814 | 29,384 | · |
| Net interest income | 169,092 | 122,984 | 94,138 | 87,786 |
| Net interest income after provision | 177,915 | 101,294 | 93,223 | 81,830 |
| Noninterest income | 11,085 | 4,760 | 3,379 | 3,675 |
| Noninterest expense | 101,043 | 97,791 | 59,746 | 63,522 |
| Interest expense | · | · | 29,384 | 5,789 |
| Income before income taxes | 87,957 | 8,263 | 36,856 | 21,983 |
| Income tax expense | 24,899 | 2,830 | 10,946 | 5,870 |
| Net income | 63,058 | 5,433 | 25,910 | 16,113 |
| Earnings per share, basic | 1.95 | 0.22 | 1.42 | 0.90 |
| Earnings per share, diluted | 1.93 | 0.22 | 1.39 | 0.88 |
| Weighted average shares, basic | 32,391,016 | 24,247,064 | 18,246,164 | 17,821,545 |
| Weighted average shares, diluted | 32,746,110 | 24,623,397 | 18,656,742 | 18,228,287 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseInterest expense what its borrowing cost
us-gaap:InterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding