BCB Bancorp, Inc. (BCBP)

Nasdaq: BCBP · Savings Institution, Federally Chartered · Bayonne, NJ · filing with the SEC since 2003

Grade2.8

◀ Past 2.9● Present 1.9▶ Future 3.9

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 9, 2026	Mar 7, 2025	Mar 8, 2024	Mar 9, 2023	Mar 9, 2022	Mar 10, 2021	Mar 11, 2020	Mar 18, 2019	Mar 6, 2018	Mar 13, 2017
For lenders
Interest and dividend income	172,959	194,009	188,360	131,441	112,573	113,426	123,555	105,097	77,571	71,355
Interest and investment income	4,053	3,953	4,226	4,167	3,274	1,690	567	607	·	·
Interest expense on deposits and borrowings	79,918	101,988	84,298	17,496	·	·	·	·	·	·
Net interest income	93,041	92,021	104,062	113,945	97,393	80,410	82,604	77,681	61,884	55,060
Provision for credit losses	·	·	·	-3,075	3,855	9,441	2,069	5,130	2,110	27
Net interest income after provision	51,030	80,451	97,958	117,020	93,538	70,969	80,535	72,551	59,774	55,033
Noninterest income	8,555	2,940	4,088	1,595	8,695	12,490	5,391	7,960	7,483	6,123
Noninterest expense	77,883	57,121	60,591	55,505	53,975	54,036	55,583	56,266	47,044	47,895
Interest expense	·	·	84,298	17,496	15,180	33,016	40,951	27,416	15,687	16,295
Income before income taxes	-18,298	26,270	41,455	63,110	48,258	29,423	30,343	24,245	20,213	13,261
Income tax expense	-5,771	7,647	11,972	17,531	14,018	8,566	9,309	7,482	10,231	5,258
Net income	-12,527	18,623	29,483	45,579	34,240	20,857	21,034	16,763	9,982	8,003
Preferred dividends	1,929	1,832	702	796	1,160	1,300	1,346	953	614	936
Net income to common shareholders	-14,456	16,791	28,781	44,783	33,080	19,557	19,688	15,810	9,368	7,067
Earnings per share, basic	-0.84	0.99	1.71	2.64	1.94	1.14	1.20	1.02	0.76	0.63
Earnings per share, diluted	-0.84	0.99	1.70	2.58	1.92	1.14	1.20	1.01	0.75	0.63
Weighted average shares, basic	17,186	17,007	16,870	16,969	17,063	17,210	16,367	15,567	12,403	11,238
Weighted average shares, diluted	17,186	17,018	16,932	17,349	17,239	17,226	16,423	15,661	12,508	11,251

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton BCBP · research, not advice