Company Analysis

Barclays PLC (BCS)

NYSE: BCS · Commercial Banks, NEC · London, GB · filing with the SEC since 1999
Grade5.8
◀ Past 6.3● Present 5.0▶ Future 6.4
1 est.

The grade of Barclays PLC

Nine metrics read from its own filings, by tense
Headline grade
5.8/10
◀ Past6.340% of the headline
● Present5.035% of the headline
▶ Future6.425% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

6.3/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
5.9/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 59th percentile among 33 sector filers · read for itself

From the record

Barclays PLC's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
3.8/10

What has it actually done, year after year?

+3.4% a year over 8 filed years; profitable in 8 of 8.

weight 22% of this tense · 38th percentile among 22 sector filers · read for its customers

From the record

Barclays PLC's 8 filed years say what it did: revenue went from GBP 8.8 billion in fiscal 2018 to GBP 11 billion in fiscal 2025, up 3.4% a year; it rose in 5 of 7 years; the deepest fall was 5% from fiscal 2019 to fiscal 2020; net income was positive in 8 of 8 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span3.4%bottom 16% of its family
  • the share of years revenue rosebottom 25% of its family
  • the share of filed years with a profittop 40% of its family
  • the deepest fall from a revenue peak5.4%top 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
8.3/10

How has it treated the people who own it?

Share count shrank 4.7% a year. 60% of cash flow returned. Insiders: 0 sales, 0 purchases.

weight 33% of this tense · 83rd percentile among 29 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Barclays PLC's diluted share count shrank about 4.7% a year, and dividends and buybacks returned about 60% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 12% of its family
  • cash returned against operating cash flowtop 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.0/1035% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
4.2/10

Is it financially healthy right now?

ROE 9%: 9¢ of profit per shareholder dollar. Leverage 95%: owes 95¢ per asset dollar.

weight 45% of this tense · 42nd percentile among 31 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Barclays PLC earned about 9 cents of profit for every dollar of shareholders' money. Leverage: it owed about 95 cents per dollar of assets, and net share issuance: its share count shrank 4.4% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 5% of its family
  • return on equitybottom 31% of its family
  • the share count against the year beforetop 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.1/10

How strong is its position in its industry?

top 39% of 21 in its family; net margin 64.9%.

weight 33% of this tense · 61st percentile among 21 sector filers · read for its customers

From the record

Barclays PLC's standing among 21 graded names in its industry family: revenue of GBP 11 billion in fiscal 2025 is not ranked by size, since the family reports in another currency; a net margin of 64.9% ranks in the top 11%; revenue growth of 5.4% a year over the last 3 filed years ranks in the bottom 34% (its annual reports).

What it rests on

  • net margin64.9%top 11% of its family
  • three-year revenue growth5.4%bottom 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
5.0/10

What are the people in charge doing?

SI estimate 5.0/10, confidence 15 of 100 (universe median).

weight 22% of this tense · 50th percentile among 3816 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, and its family carries too few readings to lean on, so the desk assumes the typical reading over all 3816 companies with one.
What the record cannot read
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read.
How it was reasoned
universe median, 3816 readings behind it.
Confidence
15 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Barclays PLC's leadership is put at 5.0 of 10 with a confidence of 15 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; no officer or director has filed a Form 3, 4 or 5 for it in the last fifteen months, so the years in charge cannot be read, and its family carries too few readings to lean on, so the desk assumes the typical reading over all 3816 companies with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

6.4/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
8.8/10

How much room does it have to grow?

top 12% of 19 in its family for room to expand.

weight 33% of this tense · 88th percentile among 19 sector filers · read for itself

From the record

Barclays PLC's room to grow, from the newest filed statements (fiscal 2025): cash of GBP 256 billion against no long-term debt tagged leaves 16.6% of its assets as net cash, top 21% of its family; cash from operations less capital spending is 168.7% of revenue (top 3%) (its annual report).

What it rests on

  • cash less debt against assets16.6%top 21% of its family
  • cash from operations less capital spending against revenue168.7%top 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
4.2/10

What could actually drive growth from here?

bottom 42% of 22 in its family for growth drivers.

weight 33% of this tense · 42nd percentile among 22 sector filers · read for its customers

From the record

Barclays PLC's growth drivers, from the filed years to fiscal 2025: revenue grew 5.4% a year over the last three filed years against 3.4% over all 8, speeding up (top 40% of its family); the newest year grew 3.7% (bottom 25%) (its annual reports). Barclays PLC tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+2.0 points a yeartop 40% of its family
  • the newest year's revenue growth3.7%bottom 25% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
6.0/10

Did its newest year beat what its own record pointed to?

top 40% of 20 in its family for expectations against reality.

weight 33% of this tense · 60th percentile among 20 sector filers · read for its shareholders

From the record

Barclays PLC's newest year against its own record: revenue of GBP 11 billion in fiscal 2025 came in 2.3% below the GBP 11 billion its prior three years' pace pointed to (top 45% of its family); net income of GBP 7.2 billion against a prior three-year average of GBP 5.9 billion (bottom 43%); a net margin of 64.9% against 58.5% before (top 17%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-2.3%top 45% of its family
  • net income against the prior three years' average+23%bottom 43% of its family
  • net margin against its prior average+6.4 pointstop 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton BCS · research, not advice