Company Analysis

Business First Bancshares, Inc. (BFST)

Nasdaq: BFST · State Commercial Banks · Baton Rouge, LA · filing with the SEC since 2014
Grade4.7
◀ Past 4.6● Present 4.7▶ Future 5.0

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 26, 2026Mar 7, 2025Mar 1, 2024Mar 2, 2023Mar 1, 2022Mar 5, 2021Mar 12, 2020Mar 22, 2019Mar 21, 2018Mar 20, 2017
Revenue10,70410,5779,7048,2726,8135,3584,0352,8102,1092,033
For lenders
Interest and dividend income465,011414,764353,327236,114170,438149,755103,46776,19551,60143,418
Interest expense on deposits and borrowings191,848187,381138,19836,537······
Net interest income273,163227,383215,129199,577153,884127,64680,19862,22944,37237,592
Provision for credit losses11,31810,8734,48310,8868,04711,4352,6062,3904,2371,220
Net interest income after provision261,845216,510210,646188,691145,837116,21177,59259,83940,13536,372
Noninterest income51,54244,19336,64229,31035,78221,56410,7087,7795,6185,421
Noninterest expense203,078177,652156,702149,409117,061100,99358,44850,24836,80235,069
Interest expense··138,19836,53716,55422,10923,26913,9667,2295,826
Share of profit of equity-method investments2,0992,2013,0451,5542,3992,6581,684334··
Income before income taxes110,30983,05190,58668,59264,55836,78229,85217,3708,9516,724
Income tax expense22,44817,94419,54314,33712,4226,7886,0803,2794,1031,613
Net income87,86165,10771,04354,25552,13630,000r23,77214,0914,8485,111
Preferred dividends5,4015,4015,4011,35000····
Net income to common shareholders82,46059,70665,64252,90552,13629,994····
Earnings per share, basic2.812.272.622.342.541.651.791.270.630.73
Earnings per share, diluted2.792.262.592.322.531.641.741.220.610.70
Weighted average shares, basic29,396,46226,253,84625,079,10622,633,47820,502,24918,169,59913,310,57711,124,5857,658,1377,033,476
Weighted average shares, diluted29,545,70226,452,08425,296,20022,817,49320,634,28118,243,44513,670,77711,545,9438,003,9597,315,083
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton BFST · research, not advice