Company Analysis

Bumble Inc. (BMBL)

Nasdaq: BMBL · Services-Computer Programming, Data Processing, Etc. · Austin, TX · filing with the SEC since 2020
Grade4.0
◀ Past 5.6● Present 4.5▶ Future 2.6

The grade of Bumble Inc.

Nine metrics read from its own filings, by tense
Headline grade
4.0/10
◀ Past5.625% of the headline
● Present4.535% of the headline
▶ Future2.640% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

5.6/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
3.8/10

Has it survived what it has been through?

1 warning event since 2020; the latest 2022-11-15.

weight 22% of this tense · 38th percentile among 79 sector filers · read for itself

From the record

Bumble Inc.'s filings since 2020 show 1 warning event: a late-report notice (Form NT 10-K or NT 10-Q, the latest 2022-11-15) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
4.7/10

What has it actually done, year after year?

+12% a year over 6 filed years; profitable in 2 of 6.

weight 45% of this tense · 47th percentile among 70 sector filers · read for its customers

From the record

Bumble Inc.'s 6 filed years say what it did: revenue went from $489 million in fiscal 2019 to $966 million in fiscal 2025, up 12% a year; it rose in 4 of 5 years; the deepest fall was 10% from fiscal 2024 to fiscal 2025; net income was positive in 2 of 6 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span12.0%bottom 42% of its family
  • the share of years revenue rosebottom 45% of its family
  • the share of filed years with a profittop 46% of its family
  • the deepest fall from a revenue peak9.9%bottom 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
8.1/10

How has it treated the people who own it?

Share count shrank 5.2% a year. 60% of cash flow returned. Insiders: 3 sales, 0 purchases.

weight 33% of this tense · 81st percentile among 41 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Bumble Inc.'s diluted share count shrank about 5.2% a year, and dividends and buybacks returned about 60% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 3 sales (3 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-12 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 10% of its family
  • cash returned against operating cash flowtop 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.5/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
5.7/10

Is it financially healthy right now?

ROE -102%: lost 102¢ per shareholder dollar. Leverage 52%: owes 52¢ per asset dollar.

weight 45% of this tense · 57th percentile among 74 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Bumble Inc. lost about 102 cents for every dollar of shareholders' money, and gross profitability: its products earned about 48 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 52 cents per dollar of assets, and net share issuance: its share count shrank 8.9% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 44% of its family
  • return on equitybottom 12% of its family
  • gross profit against assetstop 20% of its family
  • the share count against the year beforetop 7% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.7/10

How strong is its position in its industry?

bottom 37% of 73 in its family; net margin -71.8%.

weight 33% of this tense · 37th percentile among 73 sector filers · read for its customers

From the record

Bumble Inc.'s standing among 73 graded names in its industry family: revenue of $966 million in fiscal 2025 ranks in the top 35% by size; a net margin of -71.8% ranks in the bottom 17%; revenue growth of 2.2% a year over the last 3 filed years ranks in the bottom 29% (its annual reports).

What it rests on

  • revenue against the family$966Mtop 35% of its family
  • net margin-71.8%bottom 17% of its family
  • three-year revenue growth2.2%bottom 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
3.3/10

What are the people in charge doing?

bottom 33% of 34 in its family for leadership; chief executive since 2025.

weight 22% of this tense · 33rd percentile among 34 sector filers · read for its shareholders

From the record

Bumble Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Herd, Whitney Wolfe (Chief Executive Officer, as filed), filing under that title since 2025-03-19, 1.7 years (bottom 20% of its family); the 10 officers and directors filing in the last fifteen months have been on the record a median of 5.8 years (top 38%); 9 officer or director changes were reported on Form 8-K since 2023-11-13, against the 10 people in charge now (bottom 17%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge9 in three years among 10 peoplebottom 17% of its family
  • the median years the people in charge have filed5.8 yearstop 38% of its family
  • the chief executive's years on the record1.7 yearsbottom 20% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

2.6/1040% of the headline grade · 3 of 3 filed

Room to expand

as filed
5.5/10

How much room does it have to grow?

top 45% of 71 in its family for room to expand.

weight 22% of this tense · 55th percentile among 71 sector filers · read for itself

From the record

Bumble Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $179 million against debt of $583 million leaves -28.3% of its assets as net cash, bottom 19% of its family; cash from operations less capital spending is 25.9% of revenue (top 22%); a gross margin of 70.8% (top 33%) (its annual report).

What it rests on

  • cash less debt against assets-28.3%bottom 19% of its family
  • cash from operations less capital spending against revenue25.9%top 22% of its family
  • gross margin70.8%top 33% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
2.5/10

What could actually drive growth from here?

bottom 25% of 70 in its family for growth drivers.

weight 45% of this tense · 25th percentile among 70 sector filers · read for its customers

From the record

Bumble Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 2.2% a year over the last three filed years against 12% over all 6, slowing (bottom 39% of its family); the newest year grew -9.9% (bottom 11%) (its annual reports). Bumble Inc. reported 2 product lines in fiscal 2025: Bumble App at $783 million (81%), Badoo App and Other at $183 million (19%); 0 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-9.8 points a yearbottom 39% of its family
  • the newest year's revenue growth-9.9%bottom 11% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
0.8/10

Did its newest year beat what its own record pointed to?

bottom 8% of 65 in its family for expectations against reality.

weight 33% of this tense · 8th percentile among 65 sector filers · read for its shareholders

From the record

Bumble Inc.'s newest year against its own record: revenue of $966 million in fiscal 2025 came in 17.3% below the $1.2 billion its prior three years' pace pointed to (bottom 8% of its family); net income of $693 million against a prior three-year average of $214 million (bottom 7%); a net margin of -71.8% against -20.4% before (bottom 10%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-17.3%bottom 8% of its family
  • net income against the prior three years' average-224%bottom 7% of its family
  • net margin against its prior average-51.4 pointsbottom 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton BMBL · research, not advice