Blue Ridge Bankshares, Inc. (BRBS)

From the record

Blue Ridge Bankshares, Inc.'s filings since 2017 show 4 warning events of 3 kinds: a warning not to rely on past financial statements (8-K item 4.02, the latest 2023-10-31); an auditor change (8-K item 4.01, the latest 2020-09-22); a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2023-11-09) (its current reports).

From the record

Blue Ridge Bankshares, Inc.'s 8 filed years say what it did: revenue went from $22 million in fiscal 2018 to $138 million in fiscal 2025, up 29.6% a year; it rose in 5 of 7 years; the deepest fall was 18% from fiscal 2023 to fiscal 2025; net income was positive in 6 of 8 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Blue Ridge Bankshares, Inc.'s diluted share count grew about 72.9% a year, and dividends and buybacks returned about 53% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Blue Ridge Bankshares, Inc. earned about 3 cents of profit for every dollar of shareholders' money. Leverage: it owed about 87 cents per dollar of assets, and net share issuance: its share count grew 98.0% over the year (the filed statements).

From the record

Blue Ridge Bankshares, Inc.'s standing among 155 graded names in its industry family: revenue of $138 million in fiscal 2025 ranks in the bottom 24% by size; a net margin of 7.8% ranks in the bottom 7%; revenue growth of 4.2% a year over the last 3 filed years ranks in the bottom 5% (its annual reports).

From the record

Blue Ridge Bankshares, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Golliday, Harry W (Interim CEO and President, as filed), filing under that title since 2026-03-16, 8 months (bottom 5% of its family); the 11 officers and directors filing in the last fifteen months have been on the record a median of 3.5 years (bottom 6%); 11 officer or director changes were reported on Form 8-K since 2023-11-13, against the 11 people in charge now (bottom 2%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Blue Ridge Bankshares, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 4.2% a year over the last three filed years against 29.6% over all 8, slowing (bottom 1% of its family); the newest year grew -14.1% (bottom 1%); capital spending grew 54.5% a year (top 12%) (its annual reports). Blue Ridge Bankshares, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Blue Ridge Bankshares, Inc.'s newest year against its own record: revenue of $138 million in fiscal 2025 came in 25.1% below the $184 million its prior three years' pace pointed to (bottom 11% of its family); net income of $11 million against a prior three-year average of $17 million (top 3%); a net margin of 7.8% against -8.7% before (top 3%) (its annual reports).