Company Analysis

Bank7 Corp. (BSVN)

Nasdaq: BSVN · State Commercial Banks · Oklahoma City, OK · filing with the SEC since 2018
Grade5.1
◀ Past 3.1● Present 6.4▶ Future 6.4

The grade of Bank7 Corp.

Nine metrics read from its own filings, by tense
Headline grade
5.1/10
◀ Past3.140% of the headline
● Present6.435% of the headline
▶ Future6.425% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

3.1/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
2.1/10

Has it survived what it has been through?

2 warning events since 2018; the latest 2026-03-17.

weight 45% of this tense · 21st percentile among 165 sector filers · read for itself

From the record

Bank7 Corp.'s filings since 2018 show 2 warning events of 2 kinds: an auditor change (8-K item 4.01, the latest 2025-03-25); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2026-03-17) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.0/10

What has it actually done, year after year?

+16.3% a year over 10 filed years; profitable in 10 of 10.

weight 22% of this tense · 60th percentile among 152 sector filers · read for its customers

From the record

Bank7 Corp.'s 10 filed years say what it did: revenue went from $33 million in fiscal 2016 to $129 million in fiscal 2025, up 16.3% a year; it rose in 8 of 9 years; the deepest fall was 2% from fiscal 2024 to fiscal 2025; net income was positive in 10 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span16.3%top 38% of its family
  • the share of years revenue rosetop 39% of its family
  • the share of filed years with a profittop 44% of its family
  • the deepest fall from a revenue peak2.1%top 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
2.5/10

How has it treated the people who own it?

Share count grew 1.3% a year. 16% of cash flow returned. Insiders: 12 sales, 0 purchases.

weight 33% of this tense · 26th percentile among 157 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Bank7 Corp.'s diluted share count grew about 1.3% a year, and dividends and buybacks returned about 16% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 12 sales and 0 purchases of their own stock on the open market in the year to 2026-10-22 (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 35% of its family
  • cash returned against operating cash flowbottom 16% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

6.4/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
6.9/10

Is it financially healthy right now?

ROE 17%: 17¢ of profit per shareholder dollar. Leverage 87%: owes 87¢ per asset dollar.

weight 45% of this tense · 69th percentile among 161 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Bank7 Corp. earned about 17 cents of profit for every dollar of shareholders' money. Leverage: it owed about 87 cents per dollar of assets, and net share issuance: its share count grew 1.3% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 23% of its family
  • return on equitytop 2% of its family
  • the share count against the year beforebottom 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
5.4/10

How strong is its position in its industry?

top 46% of 155 in its family; net margin 33.4%.

weight 33% of this tense · 54th percentile among 155 sector filers · read for its customers

From the record

Bank7 Corp.'s standing among 155 graded names in its industry family: revenue of $129 million in fiscal 2025 ranks in the bottom 19% by size; a net margin of 33.4% ranks in the top 8%; revenue growth of 17.8% a year over the last 3 filed years ranks in the top 48% (its annual reports).

What it rests on

  • revenue against the family$129Mbottom 19% of its family
  • net margin33.4%top 8% of its family
  • three-year revenue growth17.8%top 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
7.0/10

What are the people in charge doing?

top 30% of 150 in its family for leadership; chief executive since 2018.

weight 22% of this tense · 70th percentile among 150 sector filers · read for its shareholders

From the record

Bank7 Corp.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Travis, Thomas L (President & CEO, as filed), filing under that title since 2018-09-26, 8.1 years (top 48% of its family); the 12 officers and directors filing in the last fifteen months have been on the record a median of 8.2 years (top 40%); no officer or director change was reported on Form 8-K since 2023-11-13, against the 12 people in charge now (top 2%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge0 in three years among 12 peopletop 2% of its family
  • the median years the people in charge have filed8.2 yearstop 40% of its family
  • the chief executive's years on the record8.1 yearstop 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

6.4/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
8.7/10

How much room does it have to grow?

top 13% of 142 in its family for room to expand.

weight 33% of this tense · 87th percentile among 142 sector filers · read for itself

From the record

Bank7 Corp.'s room to grow, from the newest filed statements (fiscal 2025): cash of $245 million against no long-term debt tagged leaves 12.5% of its assets as net cash, top 4% of its family; cash from operations less capital spending is 32.2% of revenue (top 22%) (its annual report).

What it rests on

  • cash less debt against assets12.5%top 4% of its family
  • cash from operations less capital spending against revenue32.2%top 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.0/10

What could actually drive growth from here?

top 50% of 152 in its family for growth drivers.

weight 33% of this tense · 50th percentile among 152 sector filers · read for its customers

From the record

Bank7 Corp.'s growth drivers, from the filed years to fiscal 2025: revenue grew 17.8% a year over the last three filed years against 16.3% over all 10, speeding up (bottom 35% of its family); the newest year grew -2.1% (bottom 17%); capital spending grew 152.6% a year (top 1%) (its annual reports). Bank7 Corp. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+1.5 points a yearbottom 35% of its family
  • the newest year's revenue growth-2.1%bottom 17% of its family
  • three-year growth of capital spending152.6%top 1% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
5.7/10

Did its newest year beat what its own record pointed to?

top 44% of 150 in its family for expectations against reality.

weight 33% of this tense · 56th percentile among 150 sector filers · read for its shareholders

From the record

Bank7 Corp.'s newest year against its own record: revenue of $129 million in fiscal 2025 came in 24.2% below the $170 million its prior three years' pace pointed to (bottom 13% of its family); net income of $43 million against a prior three-year average of $35 million (top 29%); a net margin of 33.4% against 31.9% before (top 15%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-24.2%bottom 13% of its family
  • net income against the prior three years' average+25%top 29% of its family
  • net margin against its prior average+1.6 pointstop 15% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton BSVN · research, not advice