Company Analysis

First Busey Corporation (BUSE)

Nasdaq: BUSE · State Commercial Banks · Leawood, KS · filing with the SEC since 1996
Grade5.5
◀ Past 5.8● Present 5.2▶ Future 5.7

The grade of First Busey Corporation

Nine metrics read from its own filings, by tense
Headline grade
5.5/10
◀ Past5.840% of the headline
● Present5.235% of the headline
▶ Future5.725% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

5.8/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.8/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 78th percentile among 165 sector filers · read for itself

From the record

First Busey Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
4.4/10

What has it actually done, year after year?

+20.7% a year over 10 filed years; profitable in 10 of 10.

weight 22% of this tense · 44th percentile among 152 sector filers · read for its customers

From the record

First Busey Corporation's 10 filed years say what it did: revenue went from $165 million in fiscal 2016 to $894 million in fiscal 2025, up 20.7% a year; it rose in 7 of 9 years; the deepest fall was 16% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span20.7%top 18% of its family
  • the share of years revenue rosebottom 29% of its family
  • the share of filed years with a profittop 44% of its family
  • the deepest fall from a revenue peak16.1%bottom 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
3.8/10

How has it treated the people who own it?

Share count grew 14.9% a year. 50% of cash flow returned. Insiders: 13 sales, 5 purchases.

weight 33% of this tense · 38th percentile among 157 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, First Busey Corporation's diluted share count grew about 14.9% a year, and dividends and buybacks returned about 50% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 13 sales (13 under scheduled 10b5-1 plans) and 5 purchases of their own stock on the open market in the year to 2026-11-03, buying about $205 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 5% of its family
  • cash returned against operating cash flowtop 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.2/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
3.4/10

Is it financially healthy right now?

ROE 5%: 5¢ of profit per shareholder dollar. Leverage 86%: owes 86¢ per asset dollar.

weight 45% of this tense · 34th percentile among 161 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, First Busey Corporation earned about 5 cents of profit for every dollar of shareholders' money. Leverage: it owed about 86 cents per dollar of assets, and net share issuance: its share count grew 47.9% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 12% of its family
  • return on equitybottom 12% of its family
  • the share count against the year beforebottom 2% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.3/10

How strong is its position in its industry?

top 37% of 155 in its family; net margin 15.1%.

weight 33% of this tense · 63rd percentile among 155 sector filers · read for its customers

From the record

First Busey Corporation's standing among 155 graded names in its industry family: revenue of $894 million in fiscal 2025 ranks in the top 25% by size; a net margin of 15.1% ranks in the bottom 21%; revenue growth of 35.4% a year over the last 3 filed years ranks in the top 7% (its annual reports).

What it rests on

  • revenue against the family$894Mtop 25% of its family
  • net margin15.1%bottom 21% of its family
  • three-year revenue growth35.4%top 7% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
7.0/10

What are the people in charge doing?

top 30% of 150 in its family for leadership; chief executive since 2007.

weight 22% of this tense · 70th percentile among 150 sector filers · read for its shareholders

From the record

First Busey Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Dukeman, Van A (President and CEO, as filed), filing under that title since 2007-08-10, 19.3 years (top 7% of its family); most of the 22 officers and directors filing now have filed since the record of its people begins (2025-03-01), a floor of 1.7 years the record cannot see past, so that part is not read; 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 22 people in charge now (bottom 48%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge7 in three years among 22 peoplebottom 48% of its family
  • the chief executive's years on the record19.3 yearstop 7% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.7/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
2.5/10

How much room does it have to grow?

bottom 25% of 142 in its family for room to expand.

weight 33% of this tense · 25th percentile among 142 sector filers · read for itself

From the record

First Busey Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $294 million against debt of $114 million leaves 1% of its assets as net cash, bottom 19% of its family; cash from operations less capital spending is 19.3% of revenue (bottom 31%) (its annual report).

What it rests on

  • cash less debt against assets1.0%bottom 19% of its family
  • cash from operations less capital spending against revenue19.3%bottom 31% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
9.5/10

What could actually drive growth from here?

top 5% of 152 in its family for growth drivers.

weight 33% of this tense · 95th percentile among 152 sector filers · read for its customers

From the record

First Busey Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 35.4% a year over the last three filed years against 20.7% over all 10, speeding up (top 6% of its family); the newest year grew 70.8% (top 1%); capital spending grew 57.8% a year (top 9%) (its annual reports). First Busey Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+14.7 points a yeartop 6% of its family
  • the newest year's revenue growth70.8%top 1% of its family
  • three-year growth of capital spending57.8%top 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
5.1/10

Did its newest year beat what its own record pointed to?

top 49% of 150 in its family for expectations against reality.

weight 33% of this tense · 51st percentile among 150 sector filers · read for its shareholders

From the record

First Busey Corporation's newest year against its own record: revenue of $894 million in fiscal 2025 came in 41.6% above the $631 million its prior three years' pace pointed to (top 1% of its family); net income of $135 million against a prior three-year average of $122 million (bottom 46%); a net margin of 15.1% against 27.6% before (bottom 9%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace41.6%top 1% of its family
  • net income against the prior three years' average+11%bottom 46% of its family
  • net margin against its prior average-12.5 pointsbottom 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton BUSE · research, not advice