BV Financial, Inc. (BVFL)
Nasdaq: BVFL · Savings Institution, Federally Chartered · Baltimore, MD · filing with the SEC since 2004
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 |
| Report filed | Mar 27, 2026 | Mar 27, 2025 | Mar 22, 2024 | · |
| For lenders | ||||
| Interest and dividend income | 49,707 | 46,682 | 43,419 | 33,350 |
| Interest expense on deposits and borrowings | 12,806 | 11,495 | 9,190 | · |
| Net interest income | 36,901 | 35,187 | 34,229 | 29,920 |
| Provision for credit losses | -2,168 | -347 | 42 | 1,038 |
| Net interest income after provision | 39,330 | 35,390 | 34,274 | 28,882 |
| Noninterest income | 2,720 | 2,514 | 3,757 | 5,665 |
| Noninterest expense | 23,187 | 21,498 | 19,409 | 19,994 |
| Interest expense | · | · | 9,190 | 3,430 |
| Income before income taxes | 18,863 | 16,406 | 18,622 | 14,553 |
| Income tax expense | 5,368 | 4,683 | 4,915 | 4,029 |
| Net income including non-controlling interests | 13,495 | 11,723 | 13,707 | 10,524 |
| Net income | 13,495 | 11,723 | 13,707 | 10,524 |
| Earnings per share, basic | 1.44 | 1.10 | 1.47 | 1.32 |
| Earnings per share, diluted | 1.43 | 1.09 | 1.47 | 1.32 |
| Weighted average shares, basic | 9,380 | 10,679 | 9,303 | 7,950 |
| Weighted average shares, diluted | 9,458 | 10,710 | 9,341 | 7,972 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earned
us-gaap:InterestIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseInterest expense what its borrowing cost
us-gaap:InterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding