Bridgewater Bancshares, Inc. (BWB)

Nasdaq: BWB · State Commercial Banks · St. Louis Park, MN · filing with the SEC since 2005

Grade4.9

◀ Past 5.3● Present 4.6▶ Future 4.8

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 26, 2026	Mar 6, 2025	Mar 7, 2024	Mar 7, 2023	Mar 8, 2022	Mar 11, 2021	Mar 12, 2020	Mar 14, 2019	·	·
For lenders
Interest and dividend income	281,848	245,898	222,355	163,695	128,879	114,826	103,778	85,226	66,346	50,632
Interest and investment income	9,970	7,240	4,708	1,029	458	614	1,153	499	341	361
Interest expense on deposits and borrowings	149,410	143,705	117,181	33,997	·	·	·	·	·	·
Net interest income	132,438	102,193	105,174	129,698	109,509	87,964	74,132	64,738	54,173	42,118
Provision for credit losses	6,050	3,525	-175	7,700	5,150	12,750	2,700	3,575	4,175	3,250
Net interest income after provision	126,388	98,668	105,349	121,998	104,359	75,214	71,432	61,163	49,998	38,868
Noninterest income	10,915	7,368	6,493	6,332	5,309	5,839	3,826	2,543	2,536	2,567
Noninterest expense	77,271	63,300	59,320	56,620	48,095	45,387	36,932	31,562	25,496	20,168
Interest expense	·	·	117,181	33,997	19,370	26,862	29,646	20,488	12,173	·
Income before income taxes	60,032	42,736	52,522	71,710	61,573	35,666	38,326	32,144	27,038	21,267
Income tax expense	13,944	9,911	12,562	18,318	15,886	8,472	6,923	5,224	10,149	8,052
Net income including non-controlling interests	46,088	32,825	39,960	53,392	45,687	27,194	31,403	26,920	16,889	13,215
Net income	46,088	32,825	39,960	53,392	45,687	27,194	31,403	26,920	16,889	13,215
Net income to common shareholders	42,034	28,771	35,906	49,338	44,516	27,194	31,403	·	·	·
Earnings per share, basic	1.53	1.05	1.29	1.78	1.59	0.95	1.07	0.93	0.69	0.59
Earnings per share, diluted	1.49	1.03	1.27	1.72	1.54	0.93	1.05	0.91	0.68	0.58
Weighted average shares, basic	27,544,024	27,479,764	27,857,420	27,758,336	28,027,454	28,582,064	29,358,644	29,001,393	24,604,464	22,294,837
Weighted average shares, diluted	28,169,857	27,943,342	28,315,587	28,668,177	28,968,286	29,170,220	29,996,776	29,436,214	25,017,690	22,631,741

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton BWB · research, not advice