Carter Bankshares, Inc. (CARE)

Nasdaq: CARE · National Commercial Banks · Martinsville, VA · filing with the SEC since 2020

Full chart Alerts Compare

Grade5.0

◀ Past 6.0● Present 4.1▶ Future 4.8

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The companyfiscal 2025, as filed

Revenue$20.3M+4.6%

Net income$31.4M+27.9%

Earnings per share$1.38+30.2%

Operating cash flow$39.9M+7.9%

Cash$105M-19.8%

Debtn/a

Shareholders’ equity$420M+9.2%

Shares, diluted22.5M-1.6%

Return on equity7.5%

The recordfrom its filings

Filings in 202680

Newest filingNov 12 · 8-K

Annual reportMar 5, 2026

Quarterly reportNov 5, 2026

Next report due10-K by Mar 16

Insider sales, 12 months$400,000

Insider buys, 12 months$100,000

Patents grantedn/a

Filer categoryAccelerated filer

Trailing twelve months to Sep 2026Net income $131MCash from operations $57.0Mthe four newest filed quarters added

Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.

Revenue and net income by fiscal yearRevenueNet income

19202122232425

As filed, in USD. Nothing here is a forecast.

News

Nov 12, 2026 · SEC EDGAR · Form 8-K

Current report

Open the filing on sec.gov

Nov 5, 2026 · SEC EDGAR · Form 10-Q

Quarterly report

Open the filing on sec.gov

Nov 3, 2026 · SEC EDGAR · Form 8-K

Current report

Open the filing on sec.gov

Oct 29, 2026 · SEC EDGAR · Form 8-K

Current report

Open the filing on sec.gov

Oct 29, 2026 · SEC EDGAR · Form 8-K

Results released

Open the filing on sec.gov

Oct 8, 2026 · SEC EDGAR · Form SCHEDULE 13G/A

Large holder update, amended

Open the filing on sec.gov

Sep 11, 2026 · SEC EDGAR · Form 4/A

Insider trade report, amended

Open the filing on sec.gov

Sep 11, 2026 · SEC EDGAR · Form 4

Insider trade report

Open the filing on sec.gov

Aug 17, 2026 · SEC EDGAR · Form 8-K

Current report

Open the filing on sec.gov

Aug 14, 2026 · SEC EDGAR · Form SCHEDULE 13G/A

Large holder update, amended

Open the filing on sec.gov

An outside story is shown by its headline, its source and its link only. The SI reads the page when you ask it to break one down.

SI brieffrom the record

Core business

Carter Bankshares, Inc. is classed by the SEC under National Commercial Banks (industry code 6021), based in Martinsville, VA.

Newest on the record

Current report on Nov 12. Before it, quarterly report on Nov 5.

What is due next

The 10-K for the period to Dec 31, 2026, due by Mar 16, 2027.

About CARE

Carter Bankshares, Inc. is classed by the SEC under National Commercial Banks (industry code 6021), based in Martinsville, VA. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $20 million and a profit of $31 million (its filed statements).

IndustryNational Commercial Banks

HeadquartersMartinsville, VA

Business modelLending business

ExchangeNasdaq

Filing since2020

Fiscal year endsDec 31

SEC number (CIK)1829576

Peers on fileBFC, ALRS, PFIS, AROW

Who runs it

Financial performance

In fiscal 2025 Carter Bankshares’s revenue was $20.32 million, up 4.6% from $19.41 million the year before. Net income was $31.36 million, up 27.9%.

Annual report, filed Mar 5, 2026.

Financial statements

The grade

Carter Bankshares grades 5.0 of 10 against its own industry, the 83 companies in National Commercial Banks. All nine metrics are read as filed.

◀ Past6.0

● Present4.1

▶ Future4.8

How the grade is made

Forecast

Every forecast is registered before the outcome, with the rule that settles it. A miss stays on the page.

Company forecasts

SI Assistanton CARE · research, not advice