Company Analysis
Sign in

Chain Bridge Bancorp, Inc. (CBNA)

NYSE: CBNA · National Commercial Banks · Mclean, VA · filing with the SEC since 2007
Full chart Alerts Compare
Grade5.2
◀ Past 5.4● Present 4.0▶ Future 6.4
2 est.
OverviewBusinessFinancialsGradeForecastSentimentOwnershipPeopleFilingsPatents Chart

The grade of Chain Bridge Bancorp, Inc.

Nine metrics read from its own filings, by tense
Headline grade
5.2/10
◀ Past5.440% of the headline
● Present4.035% of the headline
▶ Future6.425% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

5.4/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.5/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 75th percentile among 83 sector filers · read for itself

From the record

Chain Bridge Bancorp, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
8.4/10

What has it actually done, year after year?

+32.5% a year over 3 filed years; profitable in 3 of 3.

weight 22% of this tense · 84th percentile among 79 sector filers · read for its customers

From the record

Chain Bridge Bancorp, Inc.'s 3 filed years say what it did: revenue went from $32 million in fiscal 2023 to $56 million in fiscal 2025, up 32.5% a year; it rose in 2 of 2 years; it never fell from a peak; net income was positive in 3 of 3 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span32.5%top 3% of its family
  • the share of years revenue rosetop 9% of its family
  • the share of filed years with a profittop 42% of its family
  • the deepest fall from a revenue peak0.0%top 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
0.5/10

How has it treated the people who own it?

Share count grew 19.8% a year. 0% of cash flow returned. Insiders: 1 sales, 6 purchases.

weight 33% of this tense · 5th percentile among 81 sector filers · read for its shareholders

From the record

Over the 2 fiscal years to 2025-12-31, Chain Bridge Bancorp, Inc.'s diluted share count grew about 19.8% a year, and dividends and buybacks returned about 0% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 6 purchases of their own stock on the open market in the year to 2026-09-30, buying about $93 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 7% of its family
  • cash returned against operating cash flowbottom 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.0/1035% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
3.8/10

Is it financially healthy right now?

ROE 12%: 12¢ of profit per shareholder dollar. Leverage 90%: owes 90¢ per asset dollar.

weight 45% of this tense · 38th percentile among 83 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Chain Bridge Bancorp, Inc. earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count grew 30.7% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 31% of its family
  • return on equitytop 22% of its family
  • the share count against the year beforebottom 7% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.3/10

How strong is its position in its industry?

top 37% of 79 in its family; net margin 36.2%.

weight 33% of this tense · 63rd percentile among 79 sector filers · read for its customers

From the record

Chain Bridge Bancorp, Inc.'s standing among 79 graded names in its industry family: revenue of $56 million in fiscal 2025 ranks in the bottom 3% by size; a net margin of 36.2% ranks in the top 6%; revenue growth of 32.5% a year over the last 2 filed years ranks in the top 9% (its annual reports).

What it rests on

  • revenue against the family$55.8Mbottom 3% of its family
  • net margin36.2%top 6% of its family
  • three-year revenue growth32.5%top 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
1.1/10

What are the people in charge doing?

SI estimate 1.1/10, confidence 35 of 100 (one part).

weight 22% of this tense · 11th percentile among 79 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
Read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 11% of 79 in its family; the record of its people begins on 2024-10-03 (a listing, a merger or a first filing under the rules) and most of the people in charge have filed since then, so the record shows a floor of 2.1 years and cannot see past it; a floor under five years is not read as years in charge.
What the record cannot read
The record of its people begins on 2024-10-03 (a listing, a merger or a first filing under the rules) and most of the people in charge have filed since then, so the record shows a floor of 2.1 years and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
one part: officer and director changes on Form 8-K, against the people in charge, the one part on file, ranked among 79 in its family.
Confidence
35 of 100
What would change it
A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Chain Bridge Bancorp, Inc.'s leadership is put at 1.1 of 10 with a confidence of 35 of 100, because read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 11% of 79 in its family; the record of its people begins on 2024-10-03 (a listing, a merger or a first filing under the rules) and most of the people in charge have filed since then, so the record shows a floor of 2.1 years and cannot see past it; a floor under five years is not read as years in charge. A filing that carries the missing parts replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

6.4/1025% of the headline grade · 2 of 3 filed, 1 estimated

Room to expand

as filed
6.9/10

How much room does it have to grow?

top 31% of 71 in its family for room to expand.

weight 33% of this tense · 69th percentile among 71 sector filers · read for itself

From the record

Chain Bridge Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $587 million against no long-term debt tagged leaves 33.5% of its assets as net cash, top 1% of its family; cash from operations less capital spending is 20.6% of revenue (bottom 39%) (its annual report).

What it rests on

  • cash less debt against assets33.5%top 1% of its family
  • cash from operations less capital spending against revenue20.6%bottom 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
7.0/10

What could actually drive growth from here?

top 30% of 79 in its family for growth drivers.

weight 33% of this tense · 70th percentile among 79 sector filers · read for its customers

From the record

Chain Bridge Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 32.5% a year over the last three filed years against 32.5% over all 3, speeding up (bottom 27% of its family); the newest year grew 16.2% (top 15%); capital spending grew 290.6% a year (top 1%) (its annual reports). Chain Bridge Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+0.0 points a yearbottom 27% of its family
  • the newest year's revenue growth16.2%top 15% of its family
  • three-year growth of capital spending290.6%top 1% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

SI estimate
5.2/10

Did its newest year beat what its own record pointed to?

SI estimate 5.2/10, confidence 20 of 100 (family median).

weight 33% of this tense · 50th percentile among 76 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
The record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 76 members with one.
What the record cannot read
The record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change.
How it was reasoned
family median, 76 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: Chain Bridge Bancorp, Inc.'s expectations vs reality is put at 5.2 of 10 with a confidence of 20 of 100, because the record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 76 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton CBNA · research, not advice