Capital Bancorp, Inc. (CBNK)

Nasdaq: CBNK · National Commercial Banks · Rockville, MD · filing with the SEC since 2007

Grade5.0

◀ Past 3.8● Present 4.8▶ Future 7.2

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Report filed	Mar 16, 2026	Mar 17, 2025	Mar 15, 2024	Mar 15, 2023	Mar 15, 2022	Mar 15, 2021	Mar 16, 2020	Apr 1, 2019	·
For lenders
Interest and dividend income	260,871	213,301	183,206	150,646	123,243	97,251	82,180^r	69,127	56,666
Interest expense on deposits and borrowings	64,879	58,555	41,680	·	·	·	·	·	·
Net interest income	195,992	154,746	141,526	140,607	116,693	84,069	66,338^r	57,888	48,911
Provision for credit losses	·	·	9,610	6,631	3,359	11,242	2,791	2,140	2,655
Net interest income after provision	180,839	136,641	132,017	133,976	113,334	72,827	63,547^r	55,748	46,256
Noninterest income	49,187	31,410	24,975	29,372	50,636	50,144^r	25,692^r	16,124	15,149
Noninterest expense	155,082	126,219	110,767	109,114	110,094	87,834^r	66,525	54,123	47,306
Operating income	·	-3,714	-4,613	-4,469	·	·	·	·	·
Interest expense	·	·	41,680	10,039	6,550	13,182	15,842	11,239	7,755
Income before income taxes	74,944	41,832	46,225	54,234	53,876	35,137	22,714	17,749	14,099
Income tax expense	17,774	10,860	10,354	12,430	13,898	9,314	5,819	4,982	6,990
Net income	57,170	30,972	35,871	41,804	39,978	25,823	16,895	12,767	7,109
Net income to common shareholders	57,170	30,972	35,871	41,805^r	39,978	25,823	16,895	12,767	7,109
Earnings per share, basic	3.45	2.12	2.56	2.98	2.90	1.87	1.23	1.05	0.63
Earnings per share, diluted	3.41	2.12	2.55	2.91	2.84	1.87	1.21	1.02	0.62
Weighted average shares, basic	16,581,591	14,584,303	14,002,556	14,024,598	13,798,620	13,793,256	13,733,131	12,116,459	11,261,132
Weighted average shares, diluted	16,767,565	14,640,177	14,080,547	14,362,203	14,081,403	13,800,176	13,968,585	12,462,138	11,428,000

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton CBNK · research, not advice