Coastal Financial Corporation (CCB)

Nasdaq: CCB · State Commercial Banks · Everett, WA · filing with the SEC since 2008

Grade3.9

◀ Past 2.5● Present 4.1▶ Future 5.9

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Report filed	Feb 27, 2026	Mar 17, 2025	Mar 15, 2024	Mar 16, 2023	Mar 14, 2022	Mar 12, 2021	Mar 12, 2020	Mar 28, 2019	·
For lenders
Interest and dividend income	429,617	396,777	323,219^r	192,170	83,083	63,038	48,587	38,743	32,113
Interest and investment income	2,527	3,056	3,197	1,745	79	230	635	618	534
Interest expense on deposits and borrowings	119,552	123,749	91,644	20,395	·	·	·	·	·
Net interest income	310,065	273,028	231,575^r	171,775	79,437	57,386	42,011	34,817	29,238
Provision for credit losses	192,631	277,607	183,992	79,064	9,915	8,308	2,544	1,826	870
Net interest income after provision	117,434	-4,579	47,583^r	92,711	69,522	49,078	39,467	32,991	28,368
Noninterest income	231,608	308,205	204,122^r	122,943^r	28,118	8,182	8,258	5,467	4,154
Noninterest expense	287,797	246,309	194,572^r	165,033^r	63,263	38,119	31,063	26,216	22,433
Interest expense	·	·	91,644	20,395	3,646	5,652	6,576	3,926	2,875
Income before income taxes	61,245	57,317	57,133	50,621	34,377	19,141	16,662	12,242	10,089
Income tax expense	14,252	12,098	12,554	9,996	7,372	3,995	3,461	2,541	4,653
Net income including non-controlling interests	46,993	45,219	44,579	40,625	27,005	15,146	13,201	9,701	5,436
Net income	46,993	45,219	44,579	40,625	27,005	15,146	13,201	9,701	5,436
Earnings per share, basic	3.12	3.35	3.36	3.14	2.25	1.27	1.11	0.93	0.59
Earnings per share, diluted	3.06	3.26	3.27	3.01	2.16	1.24	1.08	0.91	0.59
Weighted average shares, basic	15,051,806	13,508,047	13,261,664	12,949,266	12,022,954	11,920,735	11,896,258	10,440,740	9,234,490
Weighted average shares, diluted	15,350,175	13,876,906	13,640,182	13,514,952	12,521,426	12,209,371	12,196,120	10,608,764	9,237,666

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton CCB · research, not advice