Capital City Bank Group (CCBG)

From the record

Capital City Bank Group's filings since 2017 show 8 warning events of 4 kinds: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2024-05-24); a warning not to rely on past financial statements (8-K item 4.02, 3 times, the latest 2024-05-13); an auditor change (8-K item 4.01, the latest 2021-09-01); a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2024-05-13) (its current reports).

From the record

Capital City Bank Group's 10 filed years say what it did: revenue went from $81 million in fiscal 2016 to $204 million in fiscal 2025, up 10.8% a year; it rose in 8 of 9 years; the deepest fall was 6% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Capital City Bank Group's diluted share count grew about 0.2% a year, and dividends and buybacks returned about 25% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 1 purchase of their own stock on the open market in the year to 2026-10-26, buying about $20 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Capital City Bank Group earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 87 cents per dollar of assets, and net share issuance: its share count grew 0.8% over the year (the filed statements).

From the record

Capital City Bank Group's standing among 155 graded names in its industry family: revenue of $204 million in fiscal 2025 ranks in the bottom 38% by size; a net margin of 30.1% ranks in the top 15%; revenue growth of 15.7% a year over the last 3 filed years ranks in the bottom 39% (its annual reports).

From the record

Capital City Bank Group's leadership, from its insiders' filings and its current reports: the chief executive on the record is Smith, William G Jr (CHAIRMAN, PRESIDENT & CEO, as filed), filing under that title since 2006-02-08, 20.8 years (top 2% of its family); the 14 officers and directors filing in the last fifteen months have been on the record a median of 7.8 years (top 44%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 14 people in charge now (top 7%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Capital City Bank Group's room to grow, from the newest filed statements (fiscal 2025): cash of $530 million against no long-term debt tagged leaves 12.1% of its assets as net cash, top 6% of its family; cash from operations less capital spending is 39.2% of revenue (top 10%) (its annual report).

From the record

Capital City Bank Group's growth drivers, from the filed years to fiscal 2025: revenue grew 15.7% a year over the last three filed years against 10.8% over all 10, speeding up (top 38% of its family); the newest year grew 5% (top 47%); capital spending grew 6.3% a year (top 49%) (its annual reports). Capital City Bank Group tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Capital City Bank Group's newest year against its own record: revenue of $204 million in fiscal 2025 came in 13.6% below the $236 million its prior three years' pace pointed to (top 40% of its family); net income of $62 million against a prior three-year average of $46 million (top 20%); a net margin of 30.1% against 27.1% before (top 10%) (its annual reports).