Company Analysis

Capitol Federal Financial, Inc. (CFFN)

Nasdaq: CFFN · Savings Institution, Federally Chartered · Topeka, KS · filing with the SEC since 2010
Grade5.3
◀ Past 5.2● Present 5.5▶ Future 5.3

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in September.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingSep 30, 2025Sep 30, 2024Sep 30, 2023Sep 30, 2022Sep 30, 2021Sep 30, 2020Sep 30, 2019Sep 30, 2018Sep 30, 2017Sep 30, 2016
Report filedNov 26, 2025Nov 27, 2024Nov 29, 2023Nov 23, 2022Nov 24, 2021Nov 25, 2020Nov 27, 2019Nov 29, 2018Nov 29, 2017·
Revenue16,30015,30017,60018,10016,50014,80016,60015,63615,053·
For lenders
Interest and dividend income399,519376,843359,789279,540258,181304,978329,954321,892313,186301,113
Interest expense on deposits and borrowings219,208214,782206,51786,946······
Net interest income180,311162,061153,272192,594175,001189,335206,390198,773195,382192,182
Provision for credit losses7451,2596,838-4,630-8,51022,30075000-750
Net interest income after provision179,566160,802146,434197,224183,511167,035205,640198,773195,382192,932
Noninterest income20,7255,244-171,45522,83028,08619,59921,95822,03522,19623,312
Noninterest expense117,270111,943113,934112,851115,569106,004106,94496,90289,65894,305
Interest expense··206,51786,94683,180115,643123,564123,119117,804108,931
Income before income taxes83,02154,103-138,955107,20396,02880,630120,654123,906127,920121,939
Income tax expense14,99616,093-37,29622,75019,94616,09026,41124,97943,78338,445
Net income including non-controlling interests·····64,54094,24398,92784,13783,494
Net income68,02538,010-101,65984,45376,08264,54094,24398,92784,13783,494
Net income to common shareholders67,94337,977-101,60884,40876,03264,48894,18898,88784,09383,428
Earnings per share, basic0.520.29-0.760.620.560.470.680.730.630.63
Earnings per share, diluted0.520.29-0.760.620.560.470.680.730.630.63
Weighted average shares, basic129,988,031130,670,780133,556,864135,700,447135,481,232137,896,704137,676,923134,698,344134,082,420133,045,215
Weighted average shares, diluted129,988,031130,670,780133,556,864135,700,447135,495,595137,901,188137,735,401134,758,991134,243,862133,176,376
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton CFFN · research, not advice