City Holding Company (CHCO)

Nasdaq: CHCO · National Commercial Banks · Charleston, WV · filing with the SEC since 1995

Grade5.9

◀ Past 5.0● Present 7.4▶ Future 5.4

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 25, 2026	Feb 26, 2025	Feb 28, 2024	Feb 22, 2023	Feb 24, 2022	Feb 24, 2021	Feb 27, 2020	Mar 11, 2019	Feb 28, 2018	Feb 27, 2017
Revenue	74,288	71,992	69,068	68,099	64,930	61,220	63,767	57,453	·	·
For lenders
Interest and dividend income	321,216	306,429	271,264	189,688	165,467	178,259	197,700	163,901	142,930	132,152
Interest expense on deposits and borrowings	84,813	86,192	52,023	9,655	·	·	·	·	·	·
Net interest income	236,403	220,237	219,241	180,033	155,573	154,644	161,361	138,209	126,125	118,945
Provision for credit losses	-1,400	1,820	3,243	474	-3,165	10,722	-1,250	-2,310	3,006	4,232
Net interest income after provision	237,803	218,417	215,998	179,559	158,738	143,922	162,611	140,519	123,119	114,550
Noninterest income	77,765	73,334	70,629	72,077	69,641	82,680	68,490	60,564	63,607	58,825
Noninterest expense	154,103	147,235	143,521	124,302	117,185	115,290	117,614	113,066	95,981	96,164
Interest expense	·	·	52,023	9,655	9,894	23,615	36,339	25,692	16,805	13,207
Income before income taxes	161,465	144,516	143,106	127,334	111,194	111,312	113,487	88,017	90,745	77,211
Income tax expense	30,980	27,415	28,741	25,263	23,114	21,717	24,135	18,015	36,435	25,083
Net income	130,485	117,101	114,365	102,071	88,080	89,595	89,352	70,002	54,310	52,128
Net income to common shareholders	129,328	116,032	113,329	101,113	87,237	88,708	88,546	69,348	53,719	51,505
Earnings per share, basic	8.94	7.91	7.62	6.81	5.67	5.55	5.43	4.50	3.49	3.46
Earnings per share, diluted	8.93	7.89	7.61	6.80	5.66	5.55	5.42	4.49	3.48	3.45
Weighted average shares, basic	14,474	14,676	14,868	14,847	15,381	15,975	16,314	15,421	15,412	14,900
Weighted average shares, diluted	14,482	14,697	14,891	14,873	15,407	15,995	16,333	15,439	15,436	14,913

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton CHCO · research, not advice