Chemung Financial Corp (CHMG)

Nasdaq: CHMG · State Commercial Banks · Elmira, NY · filing with the SEC since 1995

Grade4.9

◀ Past 5.7● Present 3.8▶ Future 5.0

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 13, 2026	Mar 14, 2025	Mar 13, 2024	Mar 22, 2023	Mar 23, 2022	Mar 24, 2021	Mar 12, 2020	Mar 13, 2019	Mar 8, 2018	Mar 8, 2017
For lenders
Interest and dividend income	132,835	127,564	113,074	81,475	69,008	66,907	66,932	64,553	60,055	56,168
Interest expense on deposits and borrowings	45,678	53,505	38,617	·	·	·	·	·	·	·
Net interest income	87,157	74,059	74,457	74,179	65,589	62,919	60,611	60,480	56,987	52,329
Provision for credit losses	4,437	-46	3,262	-554	17	4,239	5,945	3,153	43	7
Net interest income after provision	82,720	74,105	71,195	74,733	65,572	58,680	54,666	57,327	47,965	49,892
Noninterest income	7,945	23,230	24,549	21,436	23,870	21,124	20,073	23,074	20,491	21,149
Noninterest expense	70,729	67,250	64,243	59,280	55,682	55,935	55,696	56,766	53,764	56,610
Interest expense	·	·	38,617	7,296	3,419	3,988	6,321	4,073	3,068	3,839
Income before income taxes	19,936	30,085	31,501	36,889	33,760	23,869	19,043	23,635	14,692	14,431
Income tax expense	4,832	6,414	6,501	8,106	7,335	4,607	3,434	4,009	7,262	4,404
Net income	15,104	23,671	25,000	28,783	26,425	19,262	15,609	19,626	7,430	10,027
Earnings per share, basic	3.14	4.96	5.28	6.13	5.64	4.01	·	·	·	·
Earnings per share, diluted	3.14	4.96	5.28	6.13	5.64	4.01	·	·	·	·
Earnings per share, basic and diluted	·	·	·	·	·	4.01	3.21	4.06	1.55	2.11
Weighted average shares, basic	4,804,000	4,770,000	4,732,000	4,693,000	4,683,000	4,802,000	·	·	·	·
Weighted average shares, diluted	4,804,000	4,770,000	4,732,000	4,693,000	4,683,000	4,802,000	·	·	·	·
Weighted average shares, basic and diluted	·	·	·	·	·	4,802,000	4,869,000	4,832,000	4,800,000	4,762,000

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses
us-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Earnings per share, basic and diluted net income per share, where both counts are the sameus-gaap:EarningsPerShareBasicAndDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted

SI Assistanton CHMG · research, not advice