Company Analysis

Cincinnati Financial Corporation (CINF)

Nasdaq: CINF · Fire, Marine & Casualty Insurance · Fairfield, OH · filing with the SEC since 1994
Grade6.3
◀ Past 6.1● Present 6.5▶ Future 6.1

Income statement, as filed

In millions of US dollars (USD), as filed; per-share figures in US dollars; share counts in millions. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 23, 2026Feb 24, 2025Feb 26, 2024Feb 23, 2023Feb 24, 2022Feb 25, 2021Feb 25, 2020Feb 22, 2019Feb 23, 2018Feb 24, 2017
Revenue12,63111,33710,0136,563r9,626r7,5367,9245,4075,7325,449
For insurers
Premiums earned9,9838,8897,9587,225r6,478r5,9805,6045,1704,9544,710
Net investment income1,1651,025894781714670646619609595
Benefits, claims and losses6,6405,7375,2745,019r3,909r4,1343,6383,4903,3903,107
Total benefits, losses and expenses9,6518,4797,7377,257r5,928r6,0375,4525,1565,0024,637
Interest expense53535453535453535353
Interest and investment income875733600510477455446445445440
Income before income taxes2,9802,8582,276-694r3,698r1,4992,472251730812
Income tax expense587566433-207730r283475-36-315221
Net income2,3932,2921,843-487r2,968r1,2161,9972871,045591
Earnings per share, basic15.3214.6511.74-3.0618.43r7.5512.241.766.363.59
Earnings per share, diluted15.1714.5311.66-3.0618.24r7.4912.101.756.293.55
Weighted average shares, basic156.1156.4157.0158.8161.0161.2163.2163.2164.2164.5
Weighted average shares, diluted157.7157.8158.1158.8162.7162.4165.1164.5166.0166.5
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet
Net investment income what its investments earnedus-gaap:NetInvestmentIncome
Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet
Total benefits, losses and expenses claims and every other cost togetherus-gaap:BenefitsLossesAndExpenses
Interest expense what its borrowing costus-gaap:InterestExpense
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton CINF · research, not advice