Civista Bancshares, Inc. (CIVB)

Nasdaq: CIVB · State Commercial Banks · Sandusky, OH · filing with the SEC since 1996

Grade4.1

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 6, 2026	Mar 10, 2025	Mar 14, 2024	Mar 15, 2023	Mar 15, 2022	Mar 15, 2021	Mar 16, 2020	Mar 15, 2019	Mar 8, 2018	Mar 15, 2017
Revenue	19,023	19,123	30,448	24,536	19,635	16,947	17,782	15,313	13,637	13,303
For lenders
Interest and dividend income	220,985	206,695	182,734	126,155^r	105,054^r	99,865	98,054	73,677	58,594	53,567
Interest and investment income	1,217	1,005	979	1,120	449	606	851	735	498	396
Interest expense on deposits and borrowings	82,402	89,985	57,238	15,951	·	·	·	·	·	·
Net interest income	138,583	116,710	125,496	110,204	95,425	89,727	85,100	66,107	54,502	50,259
Provision for credit losses	3,521	5,885	4,435	1,752	830	10,112	1,035	780	·	-1,300
Net interest income after provision	135,206	111,346	121,061	108,452	94,595	79,615	84,065	65,327	54,502	51,559
Noninterest income	33,967	37,748	37,163	29,076	31,452	28,182	22,443	18,131	16,334	16,132
Noninterest expense	113,938	112,520	107,611	90,493	77,666^r	70,665	66,947	66,679	48,604	43,855
Interest expense	·	·	57,238	15,951^r	9,629^r	10,138	12,954	7,570	4,092	3,308
Income before income taxes	55,235	36,574	50,613	47,035	48,381^r	37,132	39,561	16,779	22,232	23,836
Income tax expense	9,023	4,891	7,649	7,608	7,835^r	4,940	5,683	2,640	6,360	6,619
Net income including non-controlling interests	46,212	31,683	42,964	39,427	40,546	32,192	33,878	14,139	15,872	17,217
Net income	46,212	31,683	42,964	39,427	40,546	32,192	33,878	14,139	15,872	17,217
Preferred dividends	·	·	·	·	0	0	647	959	1,244	1,501
Net income to common shareholders	46,212	31,683	42,964	39,427	40,546	32,192	33,231	13,180	14,628	15,716
Earnings per share, basic	2.64	2.01	2.73	2.60	2.63	2.00	2.12	1.10	1.48	1.96
Earnings per share, diluted	2.64	2.01	2.73	2.60	2.63	2.00	2.01	1.02	1.28	1.57
Weighted average shares, basic	17,421,400	15,391,739	15,154,767	14,970,630	15,343,215	16,080,863^r	15,612,868^r	11,971,786	9,906,856	8,010,399
Weighted average shares, diluted	17,421,400	15,391,739	15,154,767	14,970,630	15,343,215	16,080,863^r	16,851,740	13,855,707	12,352,616	10,950,961

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest and investment income what its cash and investments earnedus-gaap:InterestIncomeOther

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton CIVB · research, not advice