All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
3 warning events since 2024; the latest 2026-10-16.
From the record
Callan JMB Inc.'s filings since 2024 show 3 warning events: a notice about its exchange listing (8-K item 3.01, 3 times, the latest 2026-10-16) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
-34.1% a year over 3 filed years; profitable in 1 of 3.
From the record
Callan JMB Inc.'s 3 filed years say what it did: revenue went from $13 million in fiscal 2023 to $6 million in fiscal 2025, down 34.1% a year; it rose in 0 of 2 years; the deepest fall was 57% from fiscal 2023 to fiscal 2025; net income was positive in 1 of 3 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 66.6% a year. 100% of cash flow returned. Insiders: 0 sales, 13 purchases.
From the record
Over the fiscal year to 2025-12-31, Callan JMB Inc.'s diluted share count grew about 66.6% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 13 purchases of their own stock on the open market in the year to 2026-09-30, buying about $165 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE -342%: lost 342¢ per shareholder dollar. Leverage 60%: owes 60¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Callan JMB Inc. lost about 342 cents for every dollar of shareholders' money, and gross profitability: its products earned about 36 cents per dollar of everything the company owns. Leverage: it owed about 60 cents per dollar of assets, and net share issuance: its share count grew 66.5% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 7% of 101 in its family; net margin -139.2%.
From the record
Callan JMB Inc.'s standing among 101 graded names in its industry family: revenue of $6 million in fiscal 2025 ranks in the bottom 7% by size; a net margin of -139.2% ranks in the bottom 8%; revenue growth of -34.1% a year over the last 2 filed years ranks in the bottom 7% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
SI estimate 0.3/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Callan JMB Inc.'s leadership is put at 0.3 of 10 with a confidence of 35 of 100, because read from one part only, officer and director changes on Form 8-K over three years, against the people in charge, which ranks in the bottom 3% of 75 in its family; the record of its people begins on 2025-02-12 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 1.8 years and cannot see past it; a floor under five years is not read as years in charge. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they set up to do next?
How much room does it have to grow?
bottom 43% of 99 in its family for room to expand.
From the record
Callan JMB Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $2 million against no long-term debt tagged leaves 36.9% of its assets as net cash, top 12% of its family; cash from operations less capital spending is -90.2% of revenue (bottom 9%); a gross margin of 36.8% (bottom 34%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 46% of 99 in its family for growth drivers.
From the record
Callan JMB Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew -34.1% a year over the last three filed years against -34.1% over all 3, speeding up (top 32% of its family); the newest year grew -12.8% (bottom 11%); capital spending grew 12.2% a year (top 40%) (its annual reports). Callan JMB Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
SI estimate 5.2/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Callan JMB Inc.'s expectations vs reality is put at 5.2 of 10 with a confidence of 20 of 100, because the record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 93 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made