Company Analysis

Creative Media & Community Trust Corporation (CMCT)

Nasdaq: CMCT · Real Estate Investment Trusts · Dallas, TX · filing with the SEC since 1996
Grade2.5
◀ Past 0.6● Present 3.2▶ Future 3.0

The grade of Creative Media & Community Trust Corporation

Nine metrics read from its own filings, by tense
Headline grade
2.5/10
◀ Past0.625% of the headline
● Present3.245% of the headline
▶ Future3.030% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

0.6/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
0.1/10

Has it survived what it has been through?

7 warning events since 2017; the latest 2026-07-15.

weight 45% of this tense · 1st percentile among 174 sector filers · read for itself

From the record

Creative Media & Community Trust Corporation's filings since 2017 show 7 warning events of 3 kinds: a debt default or acceleration notice (8-K item 2.04, the latest 2026-07-15); a notice about its exchange listing (8-K item 3.01, 5 times, the latest 2025-04-17); an auditor change (8-K item 4.01, the latest 2020-11-09) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
1.0/10

What has it actually done, year after year?

-8.7% a year over 10 filed years; profitable in 5 of 10.

weight 33% of this tense · 10th percentile among 156 sector filers · read for its customers

From the record

Creative Media & Community Trust Corporation's 10 filed years say what it did: revenue went from $266 million in fiscal 2016 to $117 million in fiscal 2025, down 8.7% a year; it rose in 4 of 9 years; the deepest fall was 71% from fiscal 2016 to fiscal 2020; net income was positive in 5 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span-8.7%bottom 4% of its family
  • the share of years revenue rosebottom 8% of its family
  • the share of filed years with a profitbottom 18% of its family
  • the deepest fall from a revenue peak71.0%bottom 9% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
1.1/10

How has it treated the people who own it?

Share count grew 109.8% a year. 39% of cash flow returned. Insiders: 0 sales, 0 purchases.

weight 22% of this tense · 11th percentile among 156 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Creative Media & Community Trust Corporation's diluted share count grew about 109.8% a year, and dividends and buybacks returned about 39% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 1% of its family
  • cash returned against operating cash flowbottom 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

3.2/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
1.5/10

Is it financially healthy right now?

ROE -15%: lost 15¢ per shareholder dollar. Leverage 69%: owes 69¢ per asset dollar.

weight 45% of this tense · 15th percentile among 171 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Creative Media & Community Trust Corporation lost about 15 cents for every dollar of shareholders' money. Leverage: it owed about 69 cents per dollar of assets, and net share issuance: its share count grew 440.6% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 36% of its family
  • return on equitybottom 8% of its family
  • the share count against the year beforebottom 1% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
2.5/10

How strong is its position in its industry?

bottom 25% of 157 in its family; net margin -33.4%.

weight 33% of this tense · 25th percentile among 157 sector filers · read for its customers

From the record

Creative Media & Community Trust Corporation's standing among 157 graded names in its industry family: revenue of $117 million in fiscal 2025 ranks in the bottom 18% by size; a net margin of -33.4% ranks in the bottom 10%; revenue growth of 4.6% a year over the last 3 filed years ranks in the bottom 48% (its annual reports).

What it rests on

  • revenue against the family$117Mbottom 18% of its family
  • net margin-33.4%bottom 10% of its family
  • three-year revenue growth4.6%bottom 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
7.7/10

What are the people in charge doing?

top 23% of 160 in its family for leadership.

weight 22% of this tense · 77th percentile among 160 sector filers · read for its shareholders

From the record

Creative Media & Community Trust Corporation's leadership, from its insiders' filings and its current reports: no one files under a chief executive's title, so that part is not read; the 8 officers and directors filing in the last fifteen months have been on the record a median of 9.2 years (top 35%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 8 people in charge now (top 12%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge1 in three years among 8 peopletop 12% of its family
  • the median years the people in charge have filed9.2 yearstop 35% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

3.0/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
1.4/10

How much room does it have to grow?

bottom 14% of 146 in its family for room to expand.

weight 22% of this tense · 14th percentile among 146 sector filers · read for itself

From the record

Creative Media & Community Trust Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $15 million against debt of $510 million leaves -57.5% of its assets as net cash, bottom 14% of its family; cash from operations less capital spending is 5% of revenue (bottom 14%) (its annual report).

What it rests on

  • cash less debt against assets-57.5%bottom 14% of its family
  • cash from operations less capital spending against revenue5.0%bottom 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.9/10

What could actually drive growth from here?

top 41% of 153 in its family for growth drivers.

weight 33% of this tense · 59th percentile among 153 sector filers · read for its customers

From the record

Creative Media & Community Trust Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 4.6% a year over the last three filed years against -8.7% over all 10, speeding up (top 6% of its family); the newest year grew -6.3% (bottom 17%); capital spending grew 18.9% a year (top 34%) (its annual reports). Creative Media & Community Trust Corporation reported 4 lines of business in fiscal 2025: Office Properties at $50 million, Hotel Properties at $41 million, Multifamily Properties at $16 million, and 1 more. 1 of 4 grew in the latest filed year, and the largest line is 43% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span+13.4 points a yeartop 6% of its family
  • the newest year's revenue growth-6.3%bottom 17% of its family
  • three-year growth of capital spending18.9%top 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
1.6/10

Did its newest year beat what its own record pointed to?

bottom 16% of 150 in its family for expectations against reality.

weight 45% of this tense · 16th percentile among 150 sector filers · read for its shareholders

From the record

Creative Media & Community Trust Corporation's newest year against its own record: revenue of $117 million in fiscal 2025 came in 15.2% below the $138 million its prior three years' pace pointed to (bottom 14% of its family); net income of $39 million against a prior three-year average of $23 million (bottom 17%); a net margin of -33.4% against -18.4% before (bottom 17%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-15.2%bottom 14% of its family
  • net income against the prior three years' average-73%bottom 17% of its family
  • net margin against its prior average-15.1 pointsbottom 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton CMCT · research, not advice