Company Analysis

CNO Financial Group, Inc. (CNO)

NYSE: CNO · Accident & Health Insurance · Carmel, IN · filing with the SEC since 2003
Grade5.3
◀ Past 6.5● Present 4.5▶ Future 4.7

Income statement, as filed

In millions of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 24, 2026Feb 26, 2025Feb 23, 2024Feb 24, 2023Feb 24, 2022Feb 24, 2021Feb 25, 2020Feb 26, 2019Feb 23, 2018Feb 21, 2017
Revenue4,487.44,449.54,146.83,576.84,122.23,821.14,015.84,313.54,297.23,985.1
For lenders
Provision for credit losses7.3-1.87.42.4r-6.2-5.1r····
For insurers
Premiums earned2,622.62,558.52,505.52,499.82,523.42,511.32,480.82,593.12,647.32,601.1
Net investment income1,723.41,748.81,499.71,015.91,420.71,222.51,362.91,306.21,551.31,325.2
Benefits, claims and losses2,548.22,450.3r2,331.1r1,616.7r2,188.1r2,157.92,417.02,278.62,602.72,390.5
Total benefits, losses and expenses4,194.03,909.6r3,790.02,760.3r3,389.1r3,476.83,741.64,578.33,816.73,631.9
Operating income553.2550.8459.5466.7r514.7r463.8368.3381.2454.7·
Interest expense230.9254.4238.6137.095.4108.8152.3149.8123.7116.4
Income before income taxes293.4539.9r356.8816.5r733.1r344.3274.2-264.8480.5353.2
Income tax expense64.1119.1r80.3185.9r162.8r42.5-135.250.2304.9-5.0
Net income229.3420.8r276.5630.6r570.3r301.8409.4-315.0175.6358.2
Net income to common shareholders229.3420.8r276.5630.6r570.3r301.8409.4···
Earnings per share, basic2.353.96r2.445.45r4.44r2.122.62-1.901.032.03
Earnings per share, diluted2.303.89r2.405.36r4.35r2.112.61-1.901.022.01
Weighted average shares, basic97,763106,144113,275115,733128,400142,096156,040165,457170,025176,638
Weighted average shares, diluted99,822108,116115,124117,717131,126143,164157,148165,457172,144178,323
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:Revenues
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLossesExpensed
Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet
Net investment income what its investments earnedus-gaap:NetInvestmentIncome
Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet
Total benefits, losses and expenses claims and every other cost togetherus-gaap:BenefitsLossesAndExpenses
Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton CNO · research, not advice