Company Analysis

CoastalSouth Bancshares, Inc. (COSO)

NYSE: COSO · State Commercial Banks · Atlanta, GA · filing with the SEC since 2004
Grade5.1
◀ Past 4.9● Present 4.8▶ Future 5.9
4 est.

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024
Period endingDec 31, 2025Dec 31, 2024
Report filedMar 12, 2026·
Revenue1,9851,865
For lenders
Interest and dividend income127,713123,649
Interest expense on deposits and borrowings53,82358,327
Net interest income73,89065,322
Provision for credit losses3,196553
Net interest income after provision70,69464,769
Noninterest income8,0714,514
Noninterest expense47,62942,068
General and administrative1,245993
Income before income taxes31,13627,215
Income tax expense6,2445,311
Net income24,89221,904
Earnings per share, basic2.242.15
Earnings per share, diluted2.162.09
Weighted average shares, diluted11,520,21510,470,633
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton COSO · research, not advice