Community Trust Bancorp, Inc. (CTBI)

Nasdaq: CTBI · State Commercial Banks · Pikeville, KY · filing with the SEC since 1995

Grade5.5

◀ Past 4.3● Present 6.2▶ Future 6.5

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 27, 2026	Feb 28, 2025	Feb 28, 2024	Feb 28, 2023	Feb 28, 2022	Feb 26, 2021	Feb 28, 2020	Feb 28, 2019	Feb 28, 2018	Mar 15, 2017
For lenders
Interest and dividend income	345,719	313,443	268,650	197,742	178,169	176,441	185,398	171,450	155,696	146,576
Interest expense on deposits and borrowings	126,741	127,448	95,540	28,640	·	·	·	·	·	·
Net interest income	218,978	185,995	173,110	169,102	163,079	150,991	144,885	142,155	137,402	133,021
Provision for credit losses	12,436	10,951	6,811	4,905	-6,386	16,047	4,819	6,167	7,521	7,872
Net interest income after provision	206,542	175,044	166,299	164,197	169,465	134,944	140,066	135,988	129,881	125,149
Noninterest income	63,617	62,565	57,659	57,916	60,463	54,560	50,184	51,952	48,508	48,441
Noninterest expense	143,067	130,923	125,390	121,071	119,285	119,239	118,258	117,398	109,878	107,126
Interest expense	·	·	95,540	28,640	15,090	25,450	40,513	29,295	18,294	13,555
Income before income taxes	127,092	106,686	98,568	101,042	110,643	70,265	71,992	70,542	68,511	66,464
Income tax expense	29,034	23,873	20,564	19,228	22,704	10,761	7,452	11,314	17,018	19,118
Net income	98,058	82,813	78,004	81,814	87,939	59,504	64,540	59,228	51,493	47,346
Earnings per share, basic	5.44	4.61	4.36	4.59	4.94	3.35	3.64	3.35	2.92	2.70
Earnings per share, diluted	5.43	4.61	4.36	4.58	4.94	3.35	3.64	3.35	2.92	2.70
Weighted average shares, basic	18,013	17,950	17,887	17,836	17,786	17,748	17,724	17,687	17,631	17,548
Weighted average shares, diluted	18,044	17,977	17,900	17,851	17,804	17,756	17,740	17,703	17,653	17,566

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the change of share basis.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton CTBI · research, not advice