Company Analysis

Citi Trends, Inc. (CTRN)

Nasdaq: CTRN · Retail-Apparel & Accessory Stores · Savannah, GA · filing with the SEC since 2005
Grade6.2
◀ Past 6.2● Present 5.9▶ Future 6.7

The grade of Citi Trends, Inc.

Nine metrics read from its own filings, by tense
Headline grade
6.2/10
◀ Past6.225% of the headline
● Present5.945% of the headline
▶ Future6.730% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

6.2/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
5.0/10

Has it survived what it has been through?

1 warning event since 2017; the latest 2021-06-09.

weight 45% of this tense · 50th percentile among 9 sector filers · read for itself

From the record

Citi Trends, Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2021-06-09) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.9/10

What has it actually done, year after year?

+1.8% a year over 10 filed years; profitable in 8 of 10.

weight 33% of this tense · 69th percentile among 9 sector filers · read for its customers

From the record

Citi Trends, Inc.'s 10 filed years say what it did: revenue went from $695 million in fiscal 2017 to $820 million in fiscal 2026, up 1.8% a year; it rose in 7 of 9 years; the deepest fall was 25% from fiscal 2022 to fiscal 2024; net income was positive in 8 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span1.8%top 39% of its family
  • the share of years revenue rosetop 22% of its family
  • the share of filed years with a profittop 22% of its family
  • the deepest fall from a revenue peak24.6%top 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
7.6/10

How has it treated the people who own it?

Share count grew 0.3% a year. 100% of cash flow returned. Insiders: 5 sales, 1 purchases.

weight 22% of this tense · 76th percentile among 6 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2026-01-31, Citi Trends, Inc.'s diluted share count grew about 0.3% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 5 sales and 1 purchase of their own stock on the open market in the year to 2026-11-09, buying about $45 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearstop 39% of its family
  • cash returned against operating cash flowtop 8% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.9/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
6.0/10

Is it financially healthy right now?

ROE 4%: 4¢ of profit per shareholder dollar. Leverage 75%: owes 75¢ per asset dollar.

weight 45% of this tense · 60th percentile among 9 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2026-01-31, Citi Trends, Inc. earned about 4 cents of profit for every dollar of shareholders' money. Leverage: it owed about 75 cents per dollar of assets, and net share issuance: its share count shrank 0.2% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 39% of its family
  • return on equitytop 31% of its family
  • the share count against the year beforetop 28% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
7.1/10

How strong is its position in its industry?

top 29% of 9 in its family; net margin 0.6%.

weight 33% of this tense · 71st percentile among 9 sector filers · read for its customers

From the record

Citi Trends, Inc.'s standing among 9 graded names in its industry family: revenue of $820 million in fiscal 2026 ranks in the top 31% by size; a net margin of 0.6% ranks in the top 39%; revenue growth of 1% a year over the last 3 filed years ranks in the top 17% (its annual reports).

What it rests on

  • revenue against the family$820Mtop 31% of its family
  • net margin0.6%top 39% of its family
  • three-year revenue growth1.0%top 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
4.0/10

What are the people in charge doing?

bottom 40% of 5 in its family for leadership; chief executive since 2024.

weight 22% of this tense · 40th percentile among 5 sector filers · read for its shareholders

From the record

Citi Trends, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Seipel, Kenneth Duane (Chief Executive Officer, as filed), filing under that title since 2024-06-04, 2.4 years (bottom 30% of its family); most of the 13 officers and directors filing now have filed since the record of its people begins (2024-06-20), a floor of 2.4 years the record cannot see past, so that part is not read; 10 officer or director changes were reported on Form 8-K since 2023-11-13, against the 13 people in charge now (top 50%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge10 in three years among 13 peopletop 50% of its family
  • the chief executive's years on the record2.4 yearsbottom 30% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

6.7/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
5.6/10

How much room does it have to grow?

top 44% of 9 in its family for room to expand.

weight 22% of this tense · 56th percentile among 9 sector filers · read for itself

From the record

Citi Trends, Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of $66 million against no long-term debt tagged leaves 14% of its assets as net cash, top 50% of its family; cash from operations less capital spending is 0.1% of revenue (top 39%) (its annual report).

What it rests on

  • cash less debt against assets14.0%top 50% of its family
  • cash from operations less capital spending against revenue0.1%top 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
6.8/10

What could actually drive growth from here?

top 31% of 9 in its family for growth drivers.

weight 45% of this tense · 69th percentile among 9 sector filers · read for its customers

From the record

Citi Trends, Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 1% a year over the last three filed years against 1.8% over all 10, slowing (top 28% of its family); the newest year grew 8.9% (top 28%); capital spending grew -3% a year (top 39%) (its annual reports). Citi Trends, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span-0.8 points a yeartop 28% of its family
  • the newest year's revenue growth8.9%top 28% of its family
  • three-year growth of capital spending-3.0%top 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
7.3/10

Did its newest year beat what its own record pointed to?

top 27% of 8 in its family for expectations against reality.

weight 33% of this tense · 73rd percentile among 8 sector filers · read for its shareholders

From the record

Citi Trends, Inc.'s newest year against its own record: revenue of $820 million in fiscal 2026 came in 11.9% above the $733 million its prior three years' pace pointed to (top 31% of its family); net income of $5 million against a prior three-year average of $1 million (top 6%); a net margin of 0.6% against 0% before (top 44%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace11.9%top 31% of its family
  • net income against the prior three years' average+317%top 6% of its family
  • net margin against its prior average+0.6 pointstop 44% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton CTRN · research, not advice