Torrid Holdings Inc. (CURV)

From the record

Torrid Holdings Inc.'s filings since 2020 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Torrid Holdings Inc.'s 7 filed years say what it did: revenue went from $1.0 billion in fiscal 2020 to $1.0 billion in fiscal 2026, down 0.6% a year; it rose in 1 of 6 years; the deepest fall was 23% from fiscal 2022 to fiscal 2026; net income was positive in 5 of 7 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2026-01-31, Torrid Holdings Inc.'s diluted share count shrank about 1.0% a year, and dividends and buybacks returned about 19% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 5 sales and 0 purchases of their own stock on the open market in the year to 2026-10-05 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2026-01-31, Torrid Holdings Inc.'s shareholders' equity was below zero, so the profit on it is not read, and gross profitability: its products earned about 87 cents per dollar of everything the company owns. Leverage: it owed about 153 cents per dollar of assets, and net share issuance: its share count shrank 4.0% over the year (the filed statements).

From the record

Torrid Holdings Inc.'s standing among 9 graded names in its industry family: revenue of $1.0 billion in fiscal 2026 ranks in the top 6% by size; a net margin of -0.7% ranks in the top 50%; revenue growth of -8.1% a year over the last 3 filed years ranks in the bottom 17% (its annual reports).

From the record

Torrid Holdings Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Harper, Lisa M (Chief Executive Officer, as filed), filing under that title since 2022-05-05, 4.5 years (top 50% of its family); the 9 officers and directors filing in the last fifteen months have been on the record a median of 4.5 years (bottom 13%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 9 people in charge now (top 30%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Torrid Holdings Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of $20 million against debt of $256 million leaves -58.9% of its assets as net cash, bottom 6% of its family; cash from operations less capital spending is -2.2% of revenue (bottom 28%); a gross margin of 34.8% (top 44%) (its annual report).

From the record

Torrid Holdings Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew -8.1% a year over the last three filed years against -0.6% over all 7, slowing (bottom 28% of its family); the newest year grew -9.4% (bottom 28%); capital spending grew -27.6% a year (bottom 39%) (its annual reports). Torrid Holdings Inc. reported 4 product lines in fiscal 2026: Apparel at $913 million (91%), Non Apparel at $53 million (5%), Other at $34 million (3%), and 1 more; 1 of 4 grew against the year before (its annual report).

From the record

Torrid Holdings Inc.'s newest year against its own record: revenue of $1.0 billion in fiscal 2026 came in 2.2% below the $1.0 billion its prior three years' pace pointed to (bottom 31% of its family); net income of $7 million against a prior three-year average of $26 million (bottom 6%); a net margin of -0.7% against 2.1% before (bottom 31%) (its annual reports).