CVB Financial Corporation (CVBF)

Nasdaq: CVBF · State Commercial Banks · Ontario, CA · filing with the SEC since 1994

Grade5.8

◀ Past 6.8● Present 6.0▶ Future 4.0

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 27, 2026	Feb 28, 2025	Feb 28, 2024	Feb 28, 2023	Mar 1, 2022	Mar 1, 2021	Mar 2, 2020	Mar 1, 2019	Mar 1, 2018	Mar 1, 2017
For lenders
Interest and dividend income	593,301	630,112	606,330	514,668	420,630	430,337	457,850	361,860	287,226	265,050
Interest expense on deposits and borrowings	133,014	182,765	118,340	9,155	·	·	·	·	·	·
Net interest income	460,287	447,347	487,990	505,513	414,550	416,053	435,772	349,045	278,930	257,074
Provision for credit losses	3,500	3,000	2,000	10,600^r	25,500^r	23,500	5,000	1,500	-8,500	-6,400
Net interest income after provision	463,787	450,347	485,990	494,913	440,050	392,553	430,772	347,545	287,430	263,474
Noninterest income	55,171	54,474	59,330	49,989	47,385	49,870	59,042	43,481	42,118	35,552
Noninterest expense	237,265	233,583	229,886	216,555	189,787	192,903	198,740	179,911	140,753	136,740
Operating income	314,000	314,000	314,000	300	·	·	·	·	·	·
Interest expense	·	·	118,340	9,155	6,080	14,284	22,078	12,815	8,296	7,976
Income before income taxes	281,693	271,238	315,434	328,347	297,648	249,520	291,074	211,115	188,795	162,286
Income tax expense	72,395	70,522	93,999	92,922	85,127	72,361	83,247	59,112	84,384	60,857
Net income	209,298	200,716	221,435	235,425	212,521	177,159	207,827	152,003	104,411	101,429
Net income to common shareholders	207,919	199,271	219,889	233,917	211,551	176,587	207,339	151,574	104,029	101,008
Earnings per share, basic	1.52	1.44	1.59	1.67	1.57	1.30	1.48	1.25	0.95	0.94
Earnings per share, diluted	1.52	1.44	1.59	1.67	1.56	1.30	1.48	1.24	0.95	0.94
Weighted average shares, basic	136,757	138,415	138,333	139,652	135,165	136,031	139,757	121,670	109,409	107,282
Weighted average shares, diluted	137,050	138,579	138,462	140,012	135,382	136,206	139,934	121,957	109,807	107,687

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton CVBF · research, not advice