Company Analysis

Diebold Nixdorf, Incorporated (DBD)

NYSE: DBD · Calculating & Accounting Machines (No Electronic Computers) · North Canton, OH · filing with the SEC since 1994
Grade3.8
◀ Past 3.3● Present 3.8▶ Future 4.2

The grade of Diebold Nixdorf, Incorporated

Nine metrics read from its own filings, by tense
Headline grade
3.8/10
◀ Past3.330% of the headline
● Present3.840% of the headline
▶ Future4.230% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

3.3/1030% of the headline grade · 3 of 3 filed

Surviving crises

as filed
0.5/10

Has it survived what it has been through?

8 warning events since 2017; the latest 2023-07-14.

weight 33% of this tense · 5th percentile among 68 sector filers · read for itself

From the record

Diebold Nixdorf, Incorporated's filings since 2017 show 8 warning events of 4 kinds: a bankruptcy or receivership notice (8-K item 1.03, 3 times, the latest 2023-07-14); a debt default or acceleration notice (8-K item 2.04, the latest 2023-06-01); a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2023-06-05); a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2023-05-10) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
2.1/10

What has it actually done, year after year?

+1.5% a year over 9 filed years; profitable in 1 of 9.

weight 45% of this tense · 21st percentile among 64 sector filers · read for its customers

From the record

Diebold Nixdorf, Incorporated's 9 filed years say what it did: revenue went from $3.3 billion in fiscal 2016 to $3.8 billion in fiscal 2025, up 1.5% a year; it rose in 4 of 8 years; the deepest fall was 25% from fiscal 2017 to fiscal 2022; net income was positive in 1 of 9 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span1.5%bottom 33% of its family
  • the share of years revenue rosebottom 14% of its family
  • the share of filed years with a profitbottom 6% of its family
  • the deepest fall from a revenue peak24.9%bottom 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
9.8/10

How has it treated the people who own it?

Share count shrank 17.0% a year. 100% of cash flow returned. Insiders: 0 sales, 5 purchases.

weight 22% of this tense · 98th percentile among 57 sector filers · read for its shareholders

From the record

Over the 4 fiscal years to 2025-12-31, Diebold Nixdorf, Incorporated's diluted share count shrank about 17.0% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 5 purchases of their own stock on the open market in the year to 2026-09-30, buying about $300 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearstop 1% of its family
  • cash returned against operating cash flowtop 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

3.8/1040% of the headline grade · 3 of 3 filed

Financial health

as filed
4.4/10

Is it financially healthy right now?

ROE 9%: 9¢ of profit per shareholder dollar. Leverage 71%: owes 71¢ per asset dollar.

weight 45% of this tense · 44th percentile among 65 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Diebold Nixdorf, Incorporated earned about 9 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 25 cents per dollar of everything the company owns. Leverage: it owed about 71 cents per dollar of assets, and net share issuance: its share count shrank 1.1% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 25% of its family
  • return on equitybottom 35% of its family
  • gross profit against assetsbottom 49% of its family
  • the share count against the year beforetop 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.8/10

How strong is its position in its industry?

bottom 38% of 63 in its family; net margin 2.5%.

weight 33% of this tense · 38th percentile among 63 sector filers · read for its customers

From the record

Diebold Nixdorf, Incorporated's standing among 63 graded names in its industry family: revenue of $3.8 billion in fiscal 2025 ranks in the top 41% by size; a net margin of 2.5% ranks in the bottom 28%; revenue growth of -0.6% a year over the last 3 filed years ranks in the bottom 28% (its annual reports).

What it rests on

  • revenue against the family$3.81Btop 41% of its family
  • net margin2.5%bottom 28% of its family
  • three-year revenue growth-0.6%bottom 28% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
2.5/10

What are the people in charge doing?

bottom 25% of 55 in its family for leadership; chief executive since 2022.

weight 22% of this tense · 25th percentile among 55 sector filers · read for its shareholders

From the record

Diebold Nixdorf, Incorporated's leadership, from its insiders' filings and its current reports: the chief executive on the record is Marquez, Octavio (President and CEO, as filed), filing under that title since 2022-03-16, 4.7 years (bottom 40% of its family); the 10 officers and directors filing in the last fifteen months have been on the record a median of 2.4 years (bottom 10%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 10 people in charge now (bottom 25%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge6 in three years among 10 peoplebottom 25% of its family
  • the median years the people in charge have filed2.4 yearsbottom 10% of its family
  • the chief executive's years on the record4.7 yearsbottom 40% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

4.2/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
3.7/10

How much room does it have to grow?

bottom 37% of 63 in its family for room to expand.

weight 45% of this tense · 37th percentile among 63 sector filers · read for itself

From the record

Diebold Nixdorf, Incorporated's room to grow, from the newest filed statements (fiscal 2025): cash of $369 million against debt of $971 million leaves -15.6% of its assets as net cash, bottom 48% of its family; cash from operations less capital spending is 7.9% of revenue (bottom 48%); a gross margin of 25.3% (bottom 17%); research spending of 2.3% of revenue (bottom 34%) (its annual report).

What it rests on

  • cash less debt against assets-15.6%bottom 48% of its family
  • cash from operations less capital spending against revenue7.9%bottom 48% of its family
  • gross margin25.3%bottom 17% of its family
  • research spending against revenue2.3%bottom 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.0/10

What could actually drive growth from here?

bottom 30% of 64 in its family for growth drivers.

weight 33% of this tense · 30th percentile among 64 sector filers · read for its customers

From the record

Diebold Nixdorf, Incorporated's growth drivers, from the filed years to fiscal 2025: revenue grew -0.6% a year over the last three filed years against 1.5% over all 9, slowing (bottom 39% of its family); the newest year grew 1.5% (bottom 29%); research spending grew -9% a year (bottom 11%); capital spending grew -5.9% a year (bottom 39%) (its annual reports). Diebold Nixdorf, Incorporated reported 2 product lines in fiscal 2025: Service at $2.2 billion (57%), Product at $1.6 billion (43%); 2 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span-2.2 points a yearbottom 39% of its family
  • the newest year's revenue growth1.5%bottom 29% of its family
  • three-year growth of research spending-9.0%bottom 11% of its family
  • three-year growth of capital spending-5.9%bottom 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
7.1/10

Did its newest year beat what its own record pointed to?

top 29% of 62 in its family for expectations against reality.

weight 22% of this tense · 71st percentile among 62 sector filers · read for its shareholders

From the record

Diebold Nixdorf, Incorporated's newest year against its own record: revenue of $3.8 billion in fiscal 2025 came in 2.8% above the $3.7 billion its prior three years' pace pointed to (bottom 41% of its family); net income of $95 million against a prior three-year average of $226 million (top 17%); a net margin of 2.5% against -6.4% before (top 10%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace2.8%bottom 41% of its family
  • net income against the prior three years' average+142%top 17% of its family
  • net margin against its prior average+8.9 pointstop 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton DBD · research, not advice