Eastern Bankshares, Inc. (EBC)

From the record

Eastern Bankshares, Inc.'s filings since 2020 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Eastern Bankshares, Inc.'s 8 filed years say what it did: revenue went from $164 million in fiscal 2018 to $134 million in fiscal 2025, down 2.8% a year; it rose in 3 of 7 years; the deepest fall was 58% from fiscal 2018 to fiscal 2021; net income was positive in 8 of 8 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Eastern Bankshares, Inc.'s diluted share count grew about 7.1% a year, and dividends and buybacks returned about 40% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 18 sales (9 under scheduled 10b5-1 plans) and 2 purchases of their own stock on the open market in the year to 2026-11-09, buying about $188 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Eastern Bankshares, Inc. earned about 2 cents of profit for every dollar of shareholders' money. Leverage: it owed about 86 cents per dollar of assets, and net share issuance: its share count grew 12.2% over the year (the filed statements).

From the record

Eastern Bankshares, Inc.'s standing among 31 graded names in its industry family: revenue of $134 million in fiscal 2025 ranks in the top 40% by size; a net margin of 65.8% ranks in the top 5%; revenue growth of 20.1% a year over the last 3 filed years ranks in the top 21% (its annual reports).

From the record

Eastern Bankshares, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Sheahan, Denis K (Chief Executive Officer, as filed), filing under that title since the record of its people begins (2024-07-22), so the years before are not on the record and this part is not read; the 23 officers and directors filing in the last fifteen months have been on the record a median of 6.1 years (bottom 31%); 8 officer or director changes were reported on Form 8-K since 2023-11-13, against the 23 people in charge now (top 44%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Eastern Bankshares, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $317 million against debt of $215 million leaves 0.3% of its assets as net cash, bottom 23% of its family; cash from operations less capital spending is 322.5% of revenue (top 5%) (its annual report).

From the record

Eastern Bankshares, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 20.1% a year over the last three filed years against -2.8% over all 8, speeding up (top 2% of its family); the newest year grew 19.1% (top 5%) (its annual reports). Eastern Bankshares, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Eastern Bankshares, Inc.'s newest year against its own record: revenue of $134 million in fiscal 2025 came in 1.3% below the $136 million its prior three years' pace pointed to (top 12% of its family); net income of $88 million against a prior three-year average of $184 million (bottom 16%); a net margin of 65.8% against more than its whole revenue before (bottom 2%) (its annual reports).