Eagle Bancorp Montana, Inc. (EBMT)

From the record

Eagle Bancorp Montana, Inc.'s filings since 2017 show 6 warning events of 2 kinds: a warning not to rely on past financial statements (8-K item 4.02, the latest 2025-03-14); an auditor change (8-K item 4.01, 5 times, the latest 2025-07-30) (its current reports).

From the record

Eagle Bancorp Montana, Inc.'s 10 filed years say what it did: revenue went from $24 million in fiscal 2016 to $108 million in fiscal 2025, up 18.3% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Eagle Bancorp Montana, Inc.'s diluted share count grew about 1.9% a year, and dividends and buybacks returned about 22% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 10 sales and 1 purchase of their own stock on the open market in the year to 2026-11-04, buying about $10 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Eagle Bancorp Montana, Inc. earned about 8 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count shrank 0.4% over the year (the filed statements).

From the record

Eagle Bancorp Montana, Inc.'s standing among 155 graded names in its industry family: revenue of $108 million in fiscal 2025 ranks in the bottom 15% by size; a net margin of 13.7% ranks in the bottom 15%; revenue growth of 16% a year over the last 3 filed years ranks in the bottom 41% (its annual reports).

From the record

Eagle Bancorp Montana, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Clark, Laura (CEO, as filed), filing under that title since 2023-05-03, 3.5 years (bottom 19% of its family); the 20 officers and directors filing in the last fifteen months have been on the record a median of 10.2 years (top 17%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 20 people in charge now (top 45%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Eagle Bancorp Montana, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $63 million against debt of $44 million leaves 0.9% of its assets as net cash, bottom 17% of its family; cash from operations less capital spending is 26.1% of revenue (top 39%) (its annual report).

From the record

Eagle Bancorp Montana, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 16% a year over the last three filed years against 18.3% over all 10, slowing (bottom 15% of its family); the newest year grew 4% (bottom 45%); capital spending grew -34.2% a year (bottom 7%) (its annual reports). Eagle Bancorp Montana, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Eagle Bancorp Montana, Inc.'s newest year against its own record: revenue of $108 million in fiscal 2025 came in 15.1% below the $128 million its prior three years' pace pointed to (top 48% of its family); net income of $15 million against a prior three-year average of $10 million (top 12%); a net margin of 13.7% against 11.9% before (top 13%) (its annual reports).