ECB Bancorp, Inc. (ECBK)
Nasdaq: ECBK · Savings Institutions, Not Federally Chartered · Everett, MA · filing with the SEC since 2022
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Report filed | Mar 25, 2026 | Mar 26, 2025 | Mar 29, 2024 | Mar 30, 2023 | · |
| Revenue | 598 | 577 | · | · | · |
| For lenders | |||||
| Interest and dividend income | 78,180 | 67,045 | 54,776 | 29,157r | 22,375 |
| Interest expense on deposits and borrowings | 46,263 | 42,057 | 29,986 | · | · |
| Net interest income | 31,917 | 24,988 | 24,790 | 23,642r | 18,694 |
| Provision for credit losses | 1,534 | 174 | 803 | 2,940 | 360 |
| Net interest income after provision | 30,383 | 24,814 | 23,987 | 20,702r | 18,334 |
| Noninterest income | 1,326 | 1,226 | 1,052 | 1,401 | 1,222 |
| Noninterest expense | 21,330 | 20,669 | 19,054 | 18,607r | 14,085 |
| Interest expense | · | · | 29,986 | 5,515 | 3,681 |
| Income before income taxes | 10,379 | 5,371 | 5,985 | 3,496 | 5,471 |
| Income tax expense | 2,607 | 1,380 | 1,529 | 776 | 1,429 |
| Net income including non-controlling interests | · | 3,991 | 4,456 | 2,720 | 4,042 |
| Net income | 7,772 | 3,991 | 4,456 | 2,720 | 4,042 |
| Net income to common shareholders | · | 3,991 | 4,456 | 2,720 | · |
| Earnings per share, basic | 0.96 | 0.48 | 0.53 | 0.32 | · |
| Earnings per share, diluted | 0.94 | 0.48 | 0.52 | 0.32 | · |
| Weighted average shares, basic | 8,100,328 | 8,257,014 | 8,466,021 | 8,456,218 | 0 |
| Weighted average shares, diluted | 8,311,966 | 8,345,737 | 8,523,705 | 8,456,218 | 0 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it sold
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTaxInterest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseInterest expense what its borrowing cost
us-gaap:InterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossNet income to common shareholders what is left for common shareholders
us-gaap:NetIncomeLossAvailableToCommonStockholdersBasicEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding